13048 S Mountain Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 13048 S Mountain Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,144 sqft · built 1965
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individuals on Record
Last Sale	$753,000 (May 2023)
Tax Bill	$8,056 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-030-40-00`

Property Details

APN / Parcel Number

Primary APN	`395-030-40-00`
Alternative APN	`3952101900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	3952101900
Street Address	13048 S MOUNTAIN DR
City	LAKESIDE
State	CA
Zip	92040-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 28 TR 005094
Legal Subdivision	CONCEPT
Legal Tract	005094
Legal Block	3
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	16804

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	13048 S MOUNTAIN DR, LAKESIDE, CA 92040-3338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Apr 16, 2018	Grant Deed, Transfer · VA Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	2023139188
Prior Transfer Date	Jun 15, 2006
Prior Transfer Doc	0000523505
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2023
Property Address	13048 S MOUNTAIN DR, LAKESIDE, CA 92040-3338
Document Number	0000139188
Map Reference	MAP 5094
Instrument Date	May 4, 2023
Instrument	2023-0139188
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NOT AVAILABLE, TITLE FORWARD OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13048 S MOUNTAIN DR, LAKESIDE, CA 92040-3338

Mortgage

Document Number	0000139189
Date	May 26, 2023
Instrument	2023-0139189

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13048 S MOUNTAIN DR, LAKESIDE, CA 92040-3338
Document Number	0000312837
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13048 S MOUNTAIN DR LAKESIDE CA 920403338, LAKESIDE, CA 92040-3338

Mortgage

Document Number	0000312837
Date	Jun 17, 2020
Instrument	312837

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2018
Property Address	13048 S MOUNTAIN DR, LAKESIDE, CA 92040-3338
Document Number	0000150119
Map Reference	MAP 5094
Instrument Date	Mar 21, 2018
Instrument	2018-0150119
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13048 S MOUNTAIN DR, LAKESIDE, CA 92040-3338

Mortgage

Document Number	0000150120
Date	Apr 16, 2018
Instrument	2018-0150120

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$799,086 (+2%) Land $383,560 Building $415,526
2025	$8,056.00 (+48.66%)	$783,419 (+39.1%) Land $376,040 Building $407,379
2023	$5,419.00 (+0.2%)	$563,224 Land $270,347 Building $292,877
2022	$5,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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