13037 S Mountain Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 13037 S Mountain Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,681 sqft · built 1966
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Aug 2025)
Tax Bill	$10,834 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`395-030-24-00`

Property Details

APN / Parcel Number

Primary APN	`395-030-24-00`
Alternative APN	`3952100300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,681 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3952100300
Street Address	13037 S MOUNTAIN DR
City	LAKESIDE
State	CA
Zip	92040-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 12 TR 005094
Legal Subdivision	CONCEPT
Legal Tract	005094
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16804

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13037 S MOUNTAIN DR, LAKESIDE, CA 92040-3337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL CORPORATION
Aug 11, 2023	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 23, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Oct 30, 2018	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Aug 11, 2023 · Amount on Record
Deed Document Number	2025227345
Prior Transfer Date	Feb 16, 2021
Prior Transfer Doc	0000138443
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2026
Property Address	13037 S MOUNTAIN DR, LAKESIDE, CA 92040-3337
Document Number	0000128381
Instrument Date	May 1, 2026
Instrument	2026128381
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	13037 S MOUNTAIN DR, LAKESIDE, CA 92040-3337

Mortgage

Document Number	0000128381,
Date	May 6, 2026
Instrument	2026128381

Lender

Name	FIRST FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2023
Property Address	13037 S MOUNTAIN DR, LAKESIDE, CA 92040-3337
Document Number	0000219236
Map Reference	MAP 5094
Instrument Date	Jul 27, 2023
Instrument	2023-0219236
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13037 S MOUNTAIN DR, LAKESIDE, CA 92040-3337

Mortgage

Document Number	0000219237
Date	Aug 11, 2023
Instrument	2023-0219237

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2021
Property Address	13037 S MOUNTAIN DR, LAKESIDE, CA 92040-3337
Document Number	0000138443
Map Reference	MAP 5094
Instrument Date	Feb 17, 2021
Instrument	2021-0138443
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13037 S MOUNTAIN DR, LAKESIDE, CA 92040-3337

Mortgage

Document Number	0000138444
Date	Feb 23, 2021
Instrument	2021-0138444

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2018
Property Address	13037 S MOUNTAIN DR, LAKESIDE, CA 92040-3337
Document Number	0000452660
Instrument Date	Oct 15, 2018
Instrument	452660
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$581.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13037 S MOUNTAIN DR LAKESIDE CA 920403337, LAKESIDE, CA 92040-3337

Mortgage

Document Number	452661
Date	Oct 30, 2018
Instrument	452661

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$825,000 (-1.96%) Land $600,000 Building $225,000
2025	$10,834.00 (+2.34%)	$841,499 (+48.36%) Land $310,025 Building $531,474
2024	$10,586.00 (+43.83%)
2023	$7,360.00 (-20.76%)	$567,192 Land $208,965 Building $358,227
2022	$9,288.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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