13025 Oneida St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13025 Oneida St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,255 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Sep 2024)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1315-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1315-0180`
Alternative APNs	`00697703` `697703`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,255 sqft Living Area
1st Floor Area	2,255 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Screened Porch
Porch Area	1,060 sqft
Deck Area	132 sqft
Patio Area	412 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00697703
Street Address	13025 ONEIDA ST
City	SPRING HILL
State	FL
Zip	34609-0918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1315 LOT 18
Legal Range	18E
Legal Township	23S
Legal Section	04
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1315
Legal Lot Number	18
Legal Unit	20
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1006
Census Tract	41005

Owner

13025 Oneida St is owned and occupied by an individual who bought it in September 2024.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13025 ONEIDA ST, SPRING HILL, FL 34609-0918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 25, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 5, 2017	Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on File
Deed Sale	Sep 25, 2024 · Amount on File
Prior Sale	Feb 25, 2020 · Amount on File
Deed Document Number	2024059651
Deed Book / Page	4473 / 789
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13025 ONEIDA ST, SPRING HILL, FL 34609-0918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13025 ONEIDA ST, SPRING HILL, FL 34609-0918

Mortgage

Document Number	0039100169
Date	Nov 9, 2020
Book Page	3910/169
Instrument	2020070299

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 25, 2020
Property Address	13025 ONEIDA ST, SPRING HILL, FL 34609-0918
Document Number	0038101748
Book / Page	003810 / 001748
Instrument Date	Jan 15, 2020
Instrument	12364
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	TITLE USA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13025 ONEIDA ST SPRING HILL FL 346090918, SPRING HILL, FL 34609-0918

Mortgage

Document Number	38101749
Date	Feb 25, 2020
Book Page	003810/001749
Instrument	12365

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 5, 2017
Property Address	13025 ONEIDA ST, SPRING HILL, FL 34609-0918
Document Number	0034661920
Book / Page	3466 / 1920
Map Reference	MB9 PG65-80
Instrument Date	May 5, 2017
Instrument	2017025701
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	HOMES & LAND TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 OPAL AVE, 413, AUBURNDALE, FL 33823-8709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13025 ONEIDA ST, SPRING HILL, FL 34609-0918

Mortgage

Document Number	34661922
Date	May 5, 2017
Instrument	3466/1922

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13025 Oneida St was $4,134 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,134.00 Additional exemption filed	$329,032 Land $41,580 Building $287,452	$329,032 Land $41,580 Building $287,452
2023		$235,349 (-15.25%) Land $235,349
2022	$3,969.00	$277,697 Land $21,384 Building $256,313	$297,695 Land $32,940 Building $264,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13025 Oneida St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13025 Oneida St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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