13044 Scottish Pine Ln, Clermont, FL 34711 Property Records

Lake County property record for 13044 Scottish Pine Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,369 sqft · built 1995
Lot Size	0.309 acres (13,477 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Dec 2020)
Tax Bill	$4,831 (2024)
Deeds & Mortgages	Jan 2024 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0705-000-21900`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0705-000-21900`
Alternative APNs	`262228070500021900` `3667221`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,369 sqft Living Area
Gross Area	2,809 sqft
1st Floor Area	2,097 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,477 sqft (0.309 acres)
Lot Dimensions	142 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3667221
Street Address	13044 SCOTTISH PINE LN
City	CLERMONT
State	FL
Zip	34711-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GREATER PINES PHASE II SUB LOT 219 PB 36 PGS 18-19 ORB 5602 PG 398 ORB 6277 PG 1982
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE II SUB
Legal Tract	0705
Legal Lot Number	219
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2033
Census Tract	31315

Owner

13044 Scottish Pine Ln is owned and occupied by two individuals who acquired it in January 2024.

Source: Lake County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13044 SCOTTISH PINE LN, CLERMONT, FL 34711-7632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Jan 20, 2011 · Amount on File
Deed Document Number	2020141614
Deed Book / Page	5602 / 398
Last Transfer Date	Jan 29, 2024
Transfer Doc	0062771982
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jan 31, 2024
Property Address	13044 SCOTTISH PINE LN, CLERMONT, FL 34711-7632
Document Number	0062771982
Book / Page	6277 / 1982
Map Reference	MB 36 PG 18
Instrument Date	Jan 29, 2024
Instrument	2024011509
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13044 SCOTTISH PINE LN, CLERMONT, FL 34711-7632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13044 SCOTTISH PINE LN, CLERMONT, FL 34711-7632

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 16, 2020
Property Address	13044 SCOTTISH PINE LN, CLERMONT, FL 34711-7632
Document Number	0056020398
Book / Page	5602 / 398
Map Reference	MB 36 PG 18
Instrument Date	Nov 16, 2020
Instrument	2020141614
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1552 BROKEN OAK DR, 1552, WINTER GARDEN, FL 34787-4343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13044 SCOTTISH PINE LN, CLERMONT, FL 34711-7632

Mortgage

Document Number	0005602400
Date	Dec 16, 2020
Instrument	5602/400

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,950 (+2.9%)	$391,415 (-) Land $120,000 Building $271,415
2025		$302,190 Land $120,000 Building $182,190	$391,415 Land $120,000 Building $271,415
2024	$4,831.00 (+8.05%)
2023	$4,471.00 (+7.24%) Homeowner's exemption	$278,560 (+3%)	$314,513 (-) Land $60,000 Building $254,513
2022	$4,169.00 Homeowner's exemption	$270,450	$314,513 Land $60,000 Building $254,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13044 Scottish Pine Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13044 Scottish Pine Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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