13040 Sandy Pine Ln, Clermont, FL 34711 Property Records

Lake County property record for 13040 Sandy Pine Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,172 sqft · built 2004
Lot Size	0.325 acres (14,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,100 (Jan 2018)
Tax Bill	$4,269 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0736-000-95200`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0736-000-95200`
Alternative APNs	`262228073600095200` `3816356`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,172 sqft Living Area
Gross Area	3,852 sqft
1st Floor Area	3,172 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,156 sqft (0.325 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Open Porch
Porch Area	386 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3816356
Street Address	13040 SANDY PINE LN
City	CLERMONT
State	FL
Zip	34711-6564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GREATER PINES PHASE 9 PB 48 PG 80-81 LOT 952 ORB 2648 PG 1948 ORB 4285 PG 2431 ORB 5055 PG 611
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE 9
Legal Tract	0736
Legal Lot Number	952
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2030
Census Tract	31315

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13040 SANDY PINE LN, CLERMONT, FL 34711-6564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Prior Sale	Aug 31, 2004 · Amount on Record
Deed Document Number	20186713
Deed Book / Page	5055 / 611
Prior Transfer Date	Jan 16, 2018
Prior Transfer Doc	0050550611
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13040 SANDY PINE LN, CLERMONT, FL 34711-6564
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 SANDY PINE LN, CLERMONT, FL 34711-6564

Mortgage

Document Number	0057771385
Date	Aug 23, 2021
Book Page	5777/1385
Instrument	2021115418

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13040 SANDY PINE LN, CLERMONT, FL 34711-6564
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 SANDY PINE LN, CLERMONT, FL 34711-6564

Mortgage

Document Number	0056581846
Date	Mar 9, 2021
Book Page	5658/1846
Instrument	2021031456

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jan 18, 2018
Property Address	13040 SANDY PINE LN, CLERMONT, FL 34711-6564
Document Number	0050550611
Book / Page	005055 / 000611
Instrument Date	Jan 16, 2018
Instrument	6713
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Amount	Amount Recorded
Tax	$847.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13040 SANDY PINE LN CLERMONT FL 347116564, CLERMONT, FL 34711-6564

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,570 (+2.9%)	$509,892 (-0.02%) Land $120,000 Building $389,892
2025		$251,290 (+5.98%) Land $120,000 Building $131,290	$510,014 (+22.26%) Land $120,000 Building $390,014
2024	$4,269.00 (+8.9%)
2023	$3,920.00 (+7.96%) Homeowner's exemption	$237,100 (+3%)	$417,148 (+0.03%) Land $60,000 Building $357,148
2022	$3,631.00 Homeowner's exemption	$230,200	$417,026 Land $60,000 Building $357,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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