13040 River Rd, Plano, IL 60545 Property Records

Kendall County property record for 13040 River Rd, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,671 sqft · built 2008
Lot Size	4.21 acres (183,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jun 2025)
Tax Bill	$19,231 (2024)
Deeds & Mortgages	Mar 2017 Line of Credit Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-284-001`

Property Details

APN / Parcel Number

Primary APN	`01-35-284-001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,671 sqft Living Area
Gross Area	6,220 sqft
1st Floor Area	3,671 sqft
Basement Area	2,549 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Concrete
Roof Material	Wood Shingle
Lot Area	183,388 sqft
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13040 RIVER RD
City	PLANO
State	IL
Zip	60545-9592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 MINNETONKA SPRGS SUBD SEC. 35-37-6 & SEC. 36-37-6
Legal Range	06E
Legal Township	37N
Legal Section	35
Legal Subdivision	MINNETONKA SPRGS SUBD
Legal Lot Number	7
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3118
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7500 US HIGHWAY 34, OSWEGO, IL 60543-9174
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2017	Deed of Trust, Mortgage · Line of Credit ALLIED FIRST BANK SB
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALLIED FIRST BANK SB
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit ALLIED FIRST BANK SB
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIED FIRST BANK SB
Mar 13, 2020	Quit Claim Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Sep 16, 2004 · Amount on Record
Deed Document Number	20256666
Prior Transfer Date	Feb 12, 2020
Prior Transfer Doc	0000003964
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	13040 RIVER RD, PLANO, IL 60545-9592
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004360
Date	Mar 21, 2017
Instrument	201700004360

Lender

Name	ALLIED FIRST BANK SB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	7 Months
Due	Oct 24, 2017

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	13040 RIVER RD, PLANO, IL 60545-9592
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001211
Date	Jan 20, 2017
Instrument	201700001211

Lender

Name	ALLIED FIRST BANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Interest

Rate Type	Fixed Rate
Rate	2.99%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	13040 RIVER RD, PLANO, IL 60545-9592
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006987
Date	Mar 18, 2021
Instrument	202100006987

Lender

Name	ALLIED FIRST BANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	13040 RIVER RD, PLANO, IL 60545-9592
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012293
Date	May 13, 2021
Instrument	202100012293

Lender

Name	ALLIED FIRST BANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Mar 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.12%

March 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 13, 2020
Property Address	13040 RIVER RD, PLANO, IL 60545-9592
Document Number	0000003964
Instrument Date	Feb 12, 2020
Instrument	3964
Record Updated	Apr 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13040 RIVER RD PLANO IL 605459592, PLANO, IL 60545-9592

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,470 (+36.79%) Land $60,319 Building $216,151	$829,410 (+36.79%) Land $180,957 Building $648,453
2024	$19,231.00
2022		$202,109 Land $44,781 Building $157,328	$606,327 Land $134,343 Building $471,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Rise Broadband, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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