13040 Ford Rd, Catharpin, VA 20143 Property Records

Prince William County property record for 13040 Ford Rd, Catharpin, VA 20143

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,179 sqft · built 2018
Lot Size	1.84 acres (80,473 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,599 (2024)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7499-67-6128`

Property Details

APN / Parcel Number

Primary APN	`7499-67-6128`
Alternative APN	`257703`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	4,358 sqft
1st Floor Area	2,179 sqft
Basement Area	2,179 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	80,473 sqft (1.84 acres)
Garage Area	888 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	257703
Street Address	13040 FORD RD
City	CATHARPIN
State	VA
Zip	20143-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	L-3A2 PROP OF PHILLIP E & NANCY R HARROVER REVOCABLE LIVING TRUST
Legal Subdivision	PHILLIP E HARROVER
Legal Block	2
Legal Lot Number	3A2
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2007
Census Tract	901503

Owner

Source: Prince William County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 279, CATHARPIN, VA 20143-0279
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MTG
May 20, 2019	Deed of Trust, Mortgage ATLANTIC COAST MTG
May 4, 2018	Quit Claim Deed, Construction Loan · Construction Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 3, 2018
Transfer Doc	0000031572
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	13040 FORD RD, CATHARPIN, VA 20143-1043
Document Number	0000098074
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	ACM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 FORD RD CATHARPIN VA 201431043, CATHARPIN, VA 20143-1043

Mortgage

Document Number	0000098074
Date	Oct 21, 2020
Instrument	98074

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	13040 FORD RD, CATHARPIN, VA 20143-1043
Document Number	0000035306
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	FIRST EXCEL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 FORD RD CATHARPIN VA 20143, CATHARPIN, VA 20143

Mortgage

Document Number	0000035306
Date	May 24, 2019
Instrument	35306

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

May 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	May 4, 2018
Property Address	13040 FORD RD, CATHARPIN, VA 20143-1043
Document Number	0000031572
Instrument Date	May 3, 2018
Instrument	31572
Transaction Type	Construction Loan
Record Updated	Dec 12, 2018
Title Company	FIRST EXCEL TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13040 FORD RD CATHARPIN VA 20143, CATHARPIN, VA 20143

Mortgage

Document Number	31573
Date	May 4, 2018
Instrument	31573

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$934,200 (+15.62%) Land $183,600 Building $750,600	$934,200 (+15.62%) Land $183,600 Building $750,600
2024	$8,599.00 (+2.28%)
2023	$8,407.00	$808,000 Land $171,500 Building $636,500	$808,000 Land $171,500 Building $636,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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