12970 Ford Rd, Catharpin, VA 20143 Property Records

Prince William County property record for 12970 Ford Rd, Catharpin, VA 20143

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,090 sqft · built 2003
Lot Size	10.2 acres (447,840 sqft)
Owner	Individual Name on Record
Tax Bill	$10,125 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7499-57-8595`

Property Details

APN / Parcel Number

Primary APN	`7499-57-8595`
Alternative APN	`218807`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,090 sqft Living Area
Gross Area	5,016 sqft
1st Floor Area	1,726 sqft
Basement Area	1,514 sqft
Finished Basement	1,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Stone
Lot Area	447,840 sqft (10.2 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	520 sqft
Deck Area	476 sqft
Patio Area	1,308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	218807
Street Address	12970 FORD RD
City	CATHARPIN
State	VA
Zip	20143-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTURE
Legal Description	SHANNONS GLEN LOT 1
Legal Subdivision	SHANNONS GLEN
Legal Block	57
Legal Lot Number	1
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2007
Census Tract	901503

Owner

Source: Prince William County records, as of July 31, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12970 FORD RD, CATHARPIN, VA 20143-1040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit UNITED BK
Dec 19, 2016	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 18, 2003
Transfer Doc	0000213221
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	12970 FORD RD, CATHARPIN, VA 20143-1040
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12970 FORD RD, CATHARPIN, VA 20143-1040

Mortgage

Document Number	0000060656
Date	Aug 17, 2022
Instrument	202208170060656

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	12970 FORD RD, CATHARPIN, VA 20143-1040
Document Number	0000031556
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12970 FORD RD CATHARPIN VA 201431040, CATHARPIN, VA 20143-1040

Mortgage

Document Number	0000031556
Date	May 4, 2018
Instrument	31556

Lender

Name	UNITED BK
Type	Bank
Address	MANASSAS, VA 20109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 3, 2043

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	12970 FORD RD, CATHARPIN, VA 20143-1040
Document Number	0000011709
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12970 FORD RD CATHARPIN VA 201431040, CATHARPIN, VA 20143-1040

Mortgage

Document Number	0000011709
Date	Feb 13, 2017
Instrument	11709

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,125.00	$973,100 Land $387,400 Building $585,700	$973,100 Land $387,400 Building $585,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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