Union County property record for 1304 Sycamore St, Monroe, NC 28112
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 2,154 sqft · built 2023 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Mar 2024) |
| Tax Bill | $3,873 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Oct 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-276-185A |
| Primary APN | 09-276-185A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 1,694 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Lot Area | 16,117 sqft (0.37 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1304 SYCAMORE ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5233 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #120 STEWART PARK OPCR237 |
| Legal Subdivision | STEWART PARK |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 20501 |
1304 Sycamore St is owned and occupied by two individuals who bought it in March 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1304 SYCAMORE ST, MONROE, NC 28112-5233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Oct 30, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 28, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK |
| May 18, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Prior Sale | May 18, 2023 · Amount on File |
| Deed Document Number | 20246762 |
| Deed Book / Page | 8876 / 417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1304 SYCAMORE ST, MONROE, NC 28112-5233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 220 E MAIN ST, MARSHVILLE, NC 28103-1149 |
| Investor | Possibly a Property Investor |
| Document Number | 0008747268 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 8747/268 |
| Instrument | 17302 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 14 Months |
| Due | Sep 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1304 SYCAMORE ST, MONROE, NC 28112-5233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1304 SYCAMORE ST, MONROE, NC 28112-5233 |
| Document Number | 0000900451 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | 9004/51 |
| Instrument | 26137 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28112 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 28, 2024 |
| Property Address | 1304 SYCAMORE ST, MONROE, NC 28112-5233 |
| Document Number | 0008876417 |
| Book / Page | 8876 / 417 |
| Map Reference | CAB R FILE 237 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 6762 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 SYCAMORE ST, MONROE, NC 28112-5233 |
| Document Number | 0000006763 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 6763 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 18, 2023 |
| Property Address | 1306 SYCAMORE ST, MONROE, NC 28112-5233 |
| Document Number | 0008710167 |
| Book / Page | 8710 / 167 |
| Map Reference | CAB R FILE 237 |
| Instrument Date | May 17, 2023 |
| Instrument | 11680 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 E MAIN ST, MARSHVILLE, NC 28103-1149 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1304 Sycamore St was $3,873.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,100 (-) Land $50,700 Building $392,400 | $443,100 (-) Land $50,700 Building $392,400 | |
| 2025 | $3,873.00 | $443,100 Land $50,700 Building $392,400 | $443,100 Land $50,700 Building $392,400 |
| 2023 | $148.00 | $13,600 Land $13,600 | $13,600 Land $13,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1304 Sycamore St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1304 Sycamore St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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