Union County property record for 1302 Sycamore St, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,818 sqft · built 1962 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,500 (May 2004) |
| Tax Bill | $2,603 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-276-185 |
| Primary APN | 09-276-185 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,818 sqft Living Area |
| 1st Floor Area | 1,818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,990 sqft (0.413 acres) |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1302 SYCAMORE ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #121 STEWART PARK SECIII |
| Legal Subdivision | STEWART PARK |
| Legal Lot Number | 120 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 20501 |
1302 Sycamore St, a rural home, is owned and occupied by two individuals who acquired it in December 2007.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1302 SYCAMORE ST, MONROE, NC 28112-5233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2004 · Amount on File |
| Deed Sale | May 25, 2004 · Amount on File |
| Prior Sale | Dec 16, 1999 · Amount on File |
| Deed Document Number | 200421378 |
| Deed Book / Page | 3450 / 339 |
| Last Transfer Date | Dec 20, 2007 |
| Transfer Doc | 4769820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1302 SYCAMORE ST, MONROE, NC 28112-5233 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1302 SYCAMORE ST, MONROE, NC 28112-5233 |
| Document Number | 0008747222 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 8747/222 |
| Instrument | 17287 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1302 SYCAMORE ST, MONROE, NC 28112-5233 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1302 SYCAMORE ST, MONROE, NC 28112-5233 |
| Document Number | 0008541360 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 8541/360 |
| Instrument | 27628 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 1302 Sycamore St was $2,603.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,800 (-) Land $51,300 Building $246,500 | $297,800 (-) Land $51,300 Building $246,500 | |
| 2025 | $2,603.00 | $297,800 Land $51,300 Building $246,500 | $297,800 Land $51,300 Building $246,500 |
| 2023 | $1,936.00 | $177,600 Land $13,600 Building $164,000 | $177,600 Land $13,600 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1302 Sycamore St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1302 Sycamore St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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