Callaway County property record for 1304 S Summit Dr, Holts Summit, MO 65043 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1939 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-01.0-02.0-20-004-003.000 |
| Primary APN | 27-01.0-02.0-20-004-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Basement Area | 696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 101 sqft |
| Deck Area | 456 sqft |
| Patio Area | 1,056 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2701002020004003000 |
|---|---|
| Street Address | 1304 S SUMMIT DR |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-2047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S PT N PT W PT S 1/2 NW |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 70800 |
Source: Callaway County records · APN 27-01.0-02.0-20-004-003.000
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1304 S SUMMIT DR, HOLTS SUMMIT, MO 65043-2047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2024 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC |
| Dec 04, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK |
| Apr 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK |
| Dec 04, 2020 | Warranty Deed, Transfer |
| Apr 17, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2024 |
| Deed Sale | Dec 31, 2024 |
| Prior Sale | Dec 04, 2020 |
| Deed Document Number | 202406821 |
| Deed Book / Page | 517 / 508 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Dec 31, 2024 |
| Property Address | 1304 S SUMMIT DR, HOLTS SUMMIT, MO 65043-2047 |
| Document Number | 000517/508 |
| Book / Page | 517 / 508 |
| Instrument Date | Dec 30, 2024 |
| Instrument | 202406821 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 S SUMMIT DR, HOLTS SUMMIT, MO 65043-2047 |
| Document Number | 0202406822 |
|---|---|
| Date | Dec 31, 2024 |
| Instrument | 202406822 |
| Name | FLAT BRANCH MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 1304 S SUMMIT DR, HOLTS SUMMIT, MO 65043-2047 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000245/629 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | 245/629 |
| Instrument | 202008863 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 1304 S SUMMIT DR, HOLTS SUMMIT, MO 65043-2047 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | D0238/0886 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | D0238/0886 |
| Instrument | 201702296 |
| Name | MID AMERICA BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Dec 04, 2020 |
| Property Address | 1304 S SUMMIT DR, HOLTS SUMMIT, MO 65043-2047 |
| Document Number | 000489/324 |
| Book / Page | 489 / 324 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 202008862 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 S SUMMIT DR, HOLTS SUMMIT, MO 65043-2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Apr 17, 2017 |
| Property Address | 1304 S SUMMIT DR, HOLTS SUMMIT, MO 65043-2047 |
| Document Number | M0465/0013 |
| Book / Page | M0465 / 0013 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 201702295 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1304 S SUMMIT DR, 1304, HOLTS SUMMIT, MO 65043-2047 |
| Name | Verified Name |
|---|---|
| Address | 1304 S SUMMIT DR, HOLTS SUMMIT, MO 65043-2047 |
Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,368.00 (-2.49%) | $22,504 (-) | $118,440 (-) |
| 2024 | $1,403.00 (+0.07%) | $22,504 (-) | $118,440 (-) |
| 2023 | $1,402.00 (+2.19%) | $22,504 (+2.16%) | $118,440 (+2.16%) |
| 2022 | $1,372.00 | $22,029 Land $2,280 Building $19,749 | |
| 2021 | $115,940 Land $12,000 Building $103,940 |
Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290270708003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 45% of the US · above 51% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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