1292 S Summit Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 1292 S Summit Dr, Holts Summit, MO 65043 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 592 sqft · built 1941
Lot Size	0.66 acres (28,750 sqft)
Owner	Company Name on File
Tax Bill	$580 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`27-01.0-02.0-20-003-016.000`

Property Details

APN / Parcel Number

Primary APN	`27-01.0-02.0-20-003-016.000`
Alternative APN	`2701002020003010000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	592 sqft Living Area
1st Floor Area	592 sqft
Basement Area	592 sqft

Exterior

Year Built	Built 1941
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	21.6 ft deep x 14.2 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	140 sqft
Deck Area	264 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2701002020003016000
Street Address	1292 S SUMMIT DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SUNDERMEYER SUBDIVISION # 2
Legal Subdivision	SUNDERMEYER SUBDIVISION
Legal Lot Number	10
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3024
Census Tract	70800

Owner

Source: Callaway County records · APN 27-01.0-02.0-20-003-016.000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Closed-End Mortgage MIKE FLOYD CONSTRUCTION LLC
Mar 19, 2024	Limited Warranty Deed, Transfer
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage MID AMERICA BANK
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Dec 08, 2020	Warranty Deed, Transfer
Dec 18, 2019	Warranty Deed, Transfer
Aug 30, 2019	Personal Representative Deed, Transfer · Stand-Alone Refinance MID AMERICA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2024
Deed Sale	Mar 19, 2024
Prior Sale	Dec 08, 2020
Deed Document Number	202401195
Deed Book / Page	512 / 48
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420
Transaction Type	Mortgage
Record Updated	Apr 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000512/116
Date	Mar 21, 2024
Book Page	512/116
Instrument	202401263

Lender

Name	MIKE FLOYD CONSTRUCTION LLC

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

March 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 19, 2024
Property Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420
Document Number	0000512/48
Book / Page	512 / 48
Instrument Date	Mar 18, 2024
Instrument	202401195
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201905277
Date	Aug 30, 2019
Instrument	201905277

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2029

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/706
Date	Jun 14, 2022
Book Page	500/706
Instrument	202203807

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 08, 2020
Property Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420
Document Number	000489/415
Book / Page	489 / 415
Instrument Date	Dec 08, 2020
Instrument	202008978
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 18, 2019
Property Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420
Document Number	0201907848
Book / Page	749
Instrument Date	Dec 18, 2019
Instrument	201907848
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420
Investor	Possibly a Property Investor

August 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 30, 2019
Property Address	1292 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1420
Document Number	201905276
Book / Page	833
Instrument Date	Aug 26, 2019
Instrument	201905276
Transaction Type	Transfer
Record Updated	Dec 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905277
Date	Aug 30, 2019
Instrument	201905277

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2029

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$580.00 (-2.36%)	$9,546 (-)	$50,240 (-)
2024	$594.00	$9,546 (-)	$50,240 (-)
2023	$594.00 (+5.13%)	$9,546 (+5.24%)	$50,240 (+5.24%)
2022	$565.00	$9,071 Land $1,927 Building $7,144
2021			$47,740 Land $10,140 Building $37,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290270708003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 31% of Missouri
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Callabyte Technology	Fiber	1,000 / 1,000	Yes
Mediacom Communications	Cable	1,000 / 50	Yes
Verizon	Fixed Wireless	300 / 20	Yes
Whittrio	Fixed Wireless (unlicensed)	100 / 50	No
T-Mobile USA	Fixed Wireless	100 / 20	Yes

May also be available at this address: Mediacom Communications, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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