Essex County and North Elba Town property record for 1304 Pine St, Saranac Lake, NY 12983 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,387 sqft · built 1900 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,400 (May 2007) |
| Tax Bill | $5,750 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Aug 2023 Refinance + 2 more |
| APN | 671A101010 |
| Primary APN | 671A101010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,387 sqft Living Area |
| 1st Floor Area | 1,271 sqft |
| 2nd Floor Area | 651 sqft |
| Upper Floors Area | 465 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 480 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 671A101010 |
|---|---|
| Street Address | 1304 PINE ST |
| City | SARANAC LAKE |
| State | NY |
| Zip | 12983-1962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 TWP 11 OMT |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | NORTH ELBA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 960401 |
Source: Essex County and North Elba Town records · APN 671A101010
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1304 PINE ST, SARANAC LAKE, NY 12983-1962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU |
| Aug 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU |
| Mar 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU |
| Apr 18, 2022 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2007 · Amount on Record |
| Deed Sale | May 04, 2007 · Amount on Record |
| Deed Book / Page | 1534 / 203 |
| Last Transfer Date | Apr 07, 2022 |
| Transfer Doc | 0002080/37 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 1304 PINE ST, SARANAC LAKE, NY 12983-1962 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0020221920 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022-1920 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 1304 PINE ST, SARANAC LAKE, NY 12983-1962 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020232604 |
|---|---|
| Date | Aug 01, 2023 |
| Instrument | 2023-2604 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 1304 PINE ST, SARANAC LAKE, NY 12983-1962 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002019973 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2019-973 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Apr 18, 2022 |
| Property Address | 1304 PINE ST, SARANAC LAKE, NY 12983-1962 |
| Document Number | 0002080/37 |
| Book / Page | 2080 / 37 |
| Instrument Date | Apr 07, 2022 |
| Instrument | 2022-1919 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1304 PINE ST, SARANAC LAKE, NY 12983-1962 |
Source: Essex County and North Elba Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | North Elba Town |
| Municipality | Saranac Lake Village |
| Unified School District | Saranac Lake Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,750.00 (+175.25%) | $286,400 (+9.77%) Land $67,800 Building $218,600 | $286,400 (+9.77%) Land $67,800 Building $218,600 |
| 2023 | $260,900 (+47.07%) Land $62,800 Building $198,100 | $260,900 (+47.07%) Land $62,800 Building $198,100 | |
| 2022 | $2,089.00 (-44.44%) Homeowner's exemption | $177,400 Land $54,400 Building $123,000 | $177,400 Land $54,400 Building $123,000 |
| 2020 | $3,760.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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