Essex County and North Elba Town property record for 1286 Pine St, Saranac Lake, NY 12983 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,568 sqft · built 1900 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,350 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| APN | 671A100204 |
| Primary APN | 671A100204 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 784 sqft |
| 2nd Floor Area | 784 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 238 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 671A100204 |
|---|---|
| Street Address | 1286 PINE ST |
| City | SARANAC LAKE |
| State | NY |
| Zip | 12983-1938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 TWP.11 O.M.T. 64.6 X 106.6 X IRR |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | NORTH ELBA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960401 |
Source: Essex County and North Elba Town records · APN 671A100204
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1286 PINE ST, SARANAC LAKE, NY 12983-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 1286 PINE ST, SARANAC LAKE, NY 12983-1938 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-827 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 0000002437/0000000113 |
| Instrument | 2017-827 |
| Name | NBT BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and North Elba Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | North Elba Town |
| Municipality | Saranac Lake Village |
| Unified School District | Saranac Lake Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,350.00 (+146.32%) | $227,400 (+13.7%) Land $63,700 Building $163,700 | $227,400 (+13.7%) Land $63,700 Building $163,700 |
| 2023 | $200,000 (+19.98%) Land $59,000 Building $141,000 | $200,000 (+19.98%) Land $59,000 Building $141,000 | |
| 2022 | $1,360.00 (-63.38%) Homeowner's exemption Veteran's exemption | $166,700 Land $51,100 Building $115,600 | $166,700 Land $51,100 Building $115,600 |
| 2020 | $3,714.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360319604011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Atlas Connectivity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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