1304 Palmer St, Orlando, FL 32801 Property Records

Orange County property record for 1304 Palmer St, Orlando, FL 32801

Property Summary

Property Type	Duplex
Details	6 bd · 6 ba · 3,907 sqft · built 2007
Lot Size	0.202 acres (8,791 sqft)
Owner	Company Name on File
Last Sale	$1,020,000 (May 2023)
Tax Bill	$19,166 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`36-22-29-0976-01-031`

Property Details

APN / Parcel Number

Primary APN	`36-22-29-0976-01-031`
Alternative APNs	`292236097601031` `381457` `386736` `391182`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,907 sqft Living Area
Gross Area	5,788 sqft
1st Floor Area	2,113 sqft
Utility Area	42 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,791 sqft (0.202 acres)
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	220 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1304 PALMER ST
City	ORLANDO
State	FL
Zip	32801-4121
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2B/T/AN
Legal Description	DR N L BRYANS SUB H/22 LOT 3 BLK A (LESS W 2 FT THEREOF)
Legal Range	29E
Legal Township	22S
Legal Section	36
Legal Subdivision	BRYAN DR N L SUB
Legal Tract	976
Legal Block	A
Legal Lot Number	3
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1005
Census Tract	10300

Owner

1304 Palmer St, a duplex, is owned by a company that acquired it in August 2024.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1304 PALMER ST, ORLANDO, FL 32801-4121
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Jan 12, 2009 · Amount on File
Deed Document Number	2023255748
Last Transfer Date	Aug 14, 2024
Transfer Doc	0000492031
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 5, 2023
Property Address	1304 PALMER ST, ORLANDO, FL 32801-4121
Document Number	0000255748
Map Reference	MB H PG 22
Instrument Date	May 2, 2023
Instrument	20230255748
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SAINT LAWRENCE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	961 MANDARIN DR NE, PALM BAY, FL 32905-4732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 PALMER ST, ORLANDO, FL 32801-4121

Mortgage

Document Number	0000255749
Date	May 5, 2023
Instrument	20230255749

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Palmer St was $19,166, up 12.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,029,430 (-1.27%) Land $200,000 Building $829,430	$1,029,430 (-1.27%) Land $200,000 Building $829,430
2025	$19,166.00 (+12.06%)	$1,042,710 Land $200,000 Building $842,710	$1,042,710 Land $200,000 Building $842,710
2024	$17,104.00 (+98.65%)
2023	$8,610.00 (+2.88%) Homeowner's exemption	$509,003 (+3%)	$959,513 (+14.51%) Land $200,000 Building $759,513
2022	$8,369.00 Homeowner's exemption	$494,178	$837,917 Land $200,000 Building $637,917

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1304 Palmer St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 units insured incl. 2 condo units
Nearby Flood Claims	4 (2022–2024)
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Palmer St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20