1300 Palmer St, Orlando, FL 32801 Property Records

Orange County property record for 1300 Palmer St, Orlando, FL 32801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,953 sqft · built 1924
Lot Size	0.218 acres (9,494 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Dec 1994)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`36-22-29-0976-01-020`

Property Details

APN / Parcel Number

Primary APN	`36-22-29-0976-01-020`
Alternative APNs	`292236097601020` `381456` `386735` `391180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,953 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	880 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,494 sqft (0.218 acres)

Exterior Amenities

Porch	Slab
Porch Area	650 sqft
Patio Area	284 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1300 PALMER ST
City	ORLANDO
State	FL
Zip	32801-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B/T/AN
Legal Description	DR N L BRYANS SUB H/22 LOT 2 & W 2 FT OF LOT 3 BLK A
Legal Range	29E
Legal Township	22S
Legal Section	36
Legal Subdivision	BRYAN DR N L SUB
Legal Tract	976
Legal Block	A
Legal Lot Number	2,3
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1005
Census Tract	10300

Owner

1300 Palmer St is owned and occupied by two individuals who bought it in December 1994.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1300 PALMER ST, ORLANDO, FL 32801-4121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 1994 · Amount on File
Deed Sale	Dec 29, 1994 · Amount on File
Deed Book / Page	4837 / 4701
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1300 PALMER ST, ORLANDO, FL 32801-4121
Document Number	0000020026
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1300 PALMER ST ORLANDO FL 328014121, ORLANDO, FL 32801-4121

Mortgage

Document Number	0000020026
Date	Jan 12, 2021
Instrument	20026

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1300 Palmer St was $3,267, up 4.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,151 (+2.7%)	$580,270 (-1.82%) Land $185,000 Building $395,270
2025	$3,267.00 (+4.64%) Homeowner's exemption	$208,521	$591,000 Land $185,000 Building $406,000
2024	$3,122.00 (+5.97%)
2023	$2,946.00 (+3.3%) Homeowner's exemption	$196,742 (+3%)	$545,850 (+17.42%) Land $185,000 Building $360,850
2022	$2,852.00 Homeowner's exemption	$191,012	$464,852 Land $185,000 Building $279,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1300 Palmer St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 units insured incl. 2 condo units
Nearby Flood Claims	4 (2022–2024)
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1300 Palmer St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20