1304 Liberty St, Waco, TX 76705 Property Records

McLennan County property record for 1304 Liberty St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 2002
Lot Size	0.275 acres (11,983 sqft)
Owner	Individual Name on Record
Last Sale	$167,200 (Jun 2021)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-012001-000515-0`

Property Details

APN / Parcel Number

Primary APN	`28-012001-000515-0`
Alternative APN	`313138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	1,666 sqft
1st Floor Area	1,190 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,983 sqft (0.275 acres)
Garage Type	Attached
Garage Area	476 sqft
Driveway	Concrete Driveway
Driveway Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1304 LIBERTY ST
City	WACO
State	TX
Zip	76705-2359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COLONIAL ESTATES LOT 15 BLOCK 5 ACRES .2751
Legal Subdivision	COLONIAL ESTATES
Legal Block	5
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3021
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 LIBERTY ST, WACO, TX 76705-2359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Vendor's Lien, Transfer · FHA Mortgage HOMETOWN EQUITY MORTGAGE
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage HAMILTON HM LNS INC
Apr 16, 2019	Vendor's Lien, Transfer HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	202123637
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0000023637
Record Updated	Oct 29, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 17, 2021
Property Address	1304 LIBERTY ST, WACO, TX 76705-2359
Document Number	0000023637
Instrument Date	Jun 15, 2021
Instrument	2021023637
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 LIBERTY ST, WACO, TX 76705-2359

Mortgage

Document Number	0000023638
Date	Jun 17, 2021
Instrument	2021023638

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1304 LIBERTY ST, WACO, TX 76705-2359
Document Number	0000001109
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1304 LIBERTY ST WACO TX 767052359, WACO, TX 76705-2359

Mortgage

Document Number	0000001109
Date	Jan 11, 2021
Instrument	1109

Lender

Name	HAMILTON HM LNS INC
Address	SUNRISE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 16, 2019
Property Address	1304 LIBERTY ST, WACO, TX 76705-2359
Document Number	0000012459
Map Reference	VOL 600 PG 152
Instrument Date	Apr 12, 2019
Instrument	2019012459
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 LIBERTY ST, WACO, TX 76705-2359

Mortgage

Document Number	0000012460
Date	Apr 16, 2019
Instrument	2019012460

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,558 (-9.68%) Land $25,403 Building $167,155	$192,558 (-9.68%) Land $25,403 Building $167,155
2025	$2,529.00 (-10.64%) Homeowner's exemption	$213,190 (+12.32%) Land $23,130 Building $190,060	$213,190 (+12.32%) Land $23,130 Building $190,060
2024	$2,830.00 (+27.82%)
2023		$189,810 Land $23,130 Building $166,680	$189,810 Land $23,130 Building $166,680
2022	$2,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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