1302 Liberty St, Waco, TX 76705 Property Records

McLennan County property record for 1302 Liberty St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 2003
Lot Size	0.385 acres (16,783 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,797 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-012001-000514-0`

Property Details

APN / Parcel Number

Primary APN	`28-012001-000514-0`
Alternative APN	`313137`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,492 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,783 sqft (0.385 acres)
Garage Type	Attached
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	360 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1302 LIBERTY ST
City	WACO
State	TX
Zip	76705-2359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COLONIAL ESTATES LOT 14 BLOCK 5 ACRES .3853
Legal Subdivision	COLONIAL ESTATES
Legal Block	5
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3021
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5401 CAMP GROUND RD, WACO, TX 76705-4907
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer CENTRAL NAT'L BK
Aug 5, 2020	Deed of Trust, Mortgage COMMUNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 19, 2020
Property Address	1302 LIBERTY ST, WACO, TX 76705-2359
Document Number	0000037133
Instrument Date	Oct 16, 2020
Instrument	37133
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CLOVERLEAF WACO TX 76705, WACO, TX 76705

Mortgage

Document Number	37134
Date	Oct 19, 2020
Instrument	37134

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1302 LIBERTY ST, WACO, TX 76705-2359
Document Number	0000027314
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 CAMP GROUND RD WACO TX 767054907, WACO, TX 76705-4907

Mortgage

Document Number	0000027314
Date	Aug 10, 2020
Instrument	27314

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,000 (-) Land $25,850 Building $202,150	$228,000 (-) Land $25,850 Building $202,150
2025	$4,797.00 (-7.77%)	$228,000 (+1.15%) Land $25,850 Building $202,150	$228,000 (+1.15%) Land $25,850 Building $202,150
2024	$5,201.00 (+28.99%)
2023		$225,400 Land $25,850 Building $199,550	$225,400 Land $25,850 Building $199,550
2022	$4,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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