1304 Laurel St, Kearney, MO 64060 Property Records

Clay County property record for 1304 Laurel St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 929 sqft · built 1986
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$135,700 (Dec 2019)
Tax Bill	$1,639 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-913-00-14-009.00`

Property Details

APN / Parcel Number

Primary APN	`07-913-00-14-009.00`
Alternative APNs	`0791300140090001` `7913001400900` `302535`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	929 sqft Living Area
Gross Area	1,503 sqft
1st Floor Area	929 sqft
Basement Area	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	165 ft deep x 21 ft wide
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1304 LAUREL ST
City	KEARNEY
State	MO
Zip	64060-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 9TH PLAT PT LT 152 BEG MOST N PT LT 152, SE165.25, SWLY21.71, NW120, N94.08 TO POB
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	SOUTHBROOK 09
Legal Lot Number	152
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3021
Census Tract	21812

Owner

1304 Laurel St is owned and occupied by an individual who bought it in December 2019.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1304 LAUREL ST, KEARNEY, MO 64060-8412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 10, 2022	Deed of Trust, Mortgage · USDA Mortgage FREEDOM MORTGAGE CORP
Dec 2, 2019	Grant Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Jul 21, 2016
Deed Document Number	201936135
Deed Book / Page	8556 / 96
Prior Transfer Date	Mar 14, 2008
Prior Transfer Doc	0000009350
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1304 LAUREL ST, KEARNEY, MO 64060-8412
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 LAUREL ST, KEARNEY, MO 64060-8412

Mortgage

Document Number	0000021448
Date	Sep 1, 2023
Book Page	9621/28
Instrument	2023021448

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Dec 1, 2049

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1304 LAUREL ST, KEARNEY, MO 64060-8412
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 LAUREL ST, KEARNEY, MO 64060-8412

Mortgage

Document Number	0000026504
Date	Aug 10, 2022
Book Page	9426/12
Instrument	2022026504

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Dec 1, 2049

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MO
Recording Date	Dec 2, 2019
Property Address	1304 LAUREL ST, KEARNEY, MO 64060-8412
Document Number	0000036135
Book / Page	008556 / 000096
Instrument Date	Nov 4, 2019
Instrument	36135
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 LAUREL ST KEARNEY MO 640608412, KEARNEY, MO 64060-8412

Mortgage

Document Number	36136
Date	Dec 2, 2019
Book Page	008556/000097
Instrument	36136

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Laurel St was $1,639.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,639.00	$25,060	$131,895
2023	$1,759.00	$25,760	$135,578
2019	$1,590.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1304 Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Intercept Fiber, Verizon, Wisper ISP.

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