1302 Laurel St, Kearney, MO 64060 Property Records

Clay County property record for 1302 Laurel St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1986
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,133 (Sep 2026)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-913-00-14-009.06`

Property Details

APN / Parcel Number

Primary APN	`07-913-00-14-009.06`
Alternative APNs	`0791300140090601` `7913001400906` `323703`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	648 sqft
Basement Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 21 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1302 LAUREL ST
City	KEARNEY
State	MO
Zip	64060-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 9TH PLAT PT LT 153 BEG NW COR LT 153, E76.9, SELY164.95, SWLY21.63, NW165.25, N51.16 TO POB
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	SOUTHBROOK 09
Legal Lot Number	153
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3021
Census Tract	21812

Owner

Source: Clay County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1302 LAUREL ST, KEARNEY, MO 64060-8412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · FHA Mortgage ALLIANCE TITLE
Feb 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	202624334
Deed Book / Page	10244 / 34
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000006763
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 1, 2026
Property Address	1302 LAUREL ST, KEARNEY, MO 64060-8412
Document Number	0000024334
Book / Page	10244 / 34
Instrument Date	Aug 31, 2026
Instrument	202624334
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 LAUREL ST, KEARNEY, MO 64060-8412

Mortgage

Document Number	0000024438,
Date	Sep 1, 2026
Book Page	10244/138
Instrument	202624438

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Feb 28, 2022
Property Address	1302 LAUREL ST, KEARNEY, MO 64060-8412
Document Number	0000006763
Book / Page	9312 / 18
Instrument Date	Feb 23, 2022
Instrument	2022006763
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 LAUREL ST, KEARNEY, MO 64060-8412

Mortgage

Document Number	0000006764
Date	Feb 28, 2022
Instrument	2022006764

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1302 LAUREL ST, KEARNEY, MO 64060-8412
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020569
Date	May 12, 2021
Book Page	9053/81
Instrument	2021020569

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00 (+6.87%)	$30,420 (+11.55%)	$160,105 (+11.55%)
2023	$1,862.00 (+34.15%)	$27,270	$143,526
2019	$1,388.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Intercept Fiber, Verizon, Wisper ISP.

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