Monmouth County and Ocean Township property record for 1304 Laurel Ave, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,424 sqft · built 1923 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,500 (Dec 1988) |
| Tax Bill | $8,644 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00129-0000-00012 |
| Primary APN | 37-00129-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Upper Floors Area | 544 sqft |
| Attic | Attic |
| Attic Area | 544 sqft |
| Basement Area | 544 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Detached |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Old Parcel Number | 3700129000000013B |
|---|---|
| Street Address | 1304 LAUREL AVE |
| City | OCEAN |
| State | NJ |
| Zip | 07712-4608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C0 |
| Legal Block | 129 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 5 |
| Census Block | 5025 |
| Census Tract | 806600 |
1304 Laurel Ave is owned and occupied by two individuals who bought it in December 1988.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1304 LAUREL AVE, OCEAN, NJ 07712-4608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 1988 · Amount on File |
| Deed Sale | Dec 28, 1988 · Amount on File |
| Deed Book / Page | 4905 / 458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1304 LAUREL AVE, OCEAN, NJ 07712-4608 |
| Document Number | 0000122633 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1304 LAUREL AVE OCEAN NJ 077124608, OCEAN, NJ 07712-4608 |
| Document Number | 0000122633 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 009386/008885 |
| Instrument | 122633 |
| Name | FULTON BK NA |
|---|---|
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2049 |
The 2025 property tax bill for 1304 Laurel Ave was $8,644, up 1.7% from the year before.
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,400 (+9.35%) Land $465,000 Building $220,400 | $685,400 (+9.35%) Land $465,000 Building $220,400 | |
| 2025 | $8,644.00 (+1.67%) | $626,800 Land $445,000 Building $181,800 | $626,800 Land $445,000 Building $181,800 |
| 2024 | $8,502.00 | ||
| 2023 | $580,200 Land $407,500 Building $172,700 | $580,200 Land $407,500 Building $172,700 | |
| 2022 | $9,737.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1304 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 30 (1984–2023) |
| Claims Outside the SFHA | 19 of 30 |
| Most Recent Claim | Sep 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1304 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile, Xfinity.
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