1303 Laurel Ave, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 1303 Laurel Ave, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,206 sqft · built 1953
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Apr 2026)
Tax Bill	$7,829 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-00130-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`37-00130-0000-00014`
Alternative APN	`370013000014`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	754 sqft
Basement Area	754 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Patio Area	192 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1303 LAUREL AVE
City	OCEAN
State	NJ
Zip	07712-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C0
Legal Subdivision	WANAMASSA & YMCA CAMP
Legal Block	130
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	5
Census Block	5026
Census Tract	806600

Owner

Source: Monmouth County and Ocean Township records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1303 LAUREL AVE, OCEAN, NJ 07712-4607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HOME MORTGAGE ACCEPT
Apr 15, 2026	Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
Apr 15, 2026	Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Jun 1, 2012 · Amount on Record
Deed Document Number	202631278
Deed Book / Page	9789 / 1827
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 15, 2026
Property Address	1303 LAUREL AVE, OCEAN, NJ 07712-4607
Document Number	0000031279
Book / Page	9789 / 1835
Instrument Date	Mar 27, 2026
Instrument	202631279
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031279,
Date	Apr 15, 2026
Book Page	9789/1835
Instrument	202631279

Lender

Name	AMERICAN HOME MORTGAGE ACCEPT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 15, 2026
Property Address	1303 LAUREL AVE, OCEAN, NJ 07712-4607
Document Number	0000031278
Book / Page	9789 / 1827
Instrument Date	Mar 17, 2026
Instrument	2026.31278
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,670.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 LAUREL AVE, OCEAN, NJ 07712-4607

Mortgage

Document Number	0000031279,
Date	Apr 15, 2026
Book Page	9789/1835
Instrument	2026.31279

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 15, 2026
Property Address	1303 LAUREL AVE, OCEAN, NJ 07712-4607
Document Number	0097891827
Book / Page	9789 / 1827
Instrument Date	Mar 17, 2026
Instrument	202631278
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,670.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 LAUREL AVE, OCEAN, NJ 07712-4607

Mortgage

Document Number	0000031279,
Date	Apr 15, 2026
Book Page	9789/1835
Instrument	202631279

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1303 LAUREL AVE, OCEAN, NJ 07712-4607
Document Number	0000050737
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 LAUREL AVE OCEAN NJ 077124607, OCEAN, NJ 07712-4607

Mortgage

Document Number	0000050737
Date	May 23, 2018
Book Page	009288/007619
Instrument	50737

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,100 (+9.23%) Land $425,000 Building $195,100	$620,100 (+9.23%) Land $425,000 Building $195,100
2025	$7,829.00 (+1.86%)	$567,700 (+8.22%) Land $405,000 Building $162,700	$567,700 (+8.22%) Land $405,000 Building $162,700
2024	$7,686.00 (-12.36%)
2023		$524,600 Land $370,000 Building $154,600	$524,600 Land $370,000 Building $154,600
2022	$8,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	30 (1984–2023)
Claims Outside the SFHA	19 of 30
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Laurel Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures