1304 Kenton Way, Troy, OH 45373 Property Records

Miami County property record for 1304 Kenton Way, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,265 sqft · built 1998
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on File
Last Sale	$389,900 (Aug 2026)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-103076`

Property Details

APN / Parcel Number

Primary APN	`D08-103076`
Alternative APN	`050631.3-02-040-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,265 sqft Living Area
1st Floor Area	3,018 sqft
Upper Floors Area	756 sqft
Basement Area	1,029 sqft
Unfinished Basement	1,029 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,060 sqft (0.208 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1304 KENTON WAY
City	TROY
State	OH
Zip	45373-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8556 KENSINGTON SUB #2
Legal Subdivision	KENSINGTON SUB #2
Legal Lot Number	8556
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1020
Census Tract	365302

Owner

1304 Kenton Way is owned and occupied by two individuals who bought it in August 2026.

Source: Miami County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 KENTON WAY, TROY, OH 45373-8203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC
Oct 31, 2022	Survivorship Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Oct 31, 2022 · Amount on File
Deed Document Number	20269738
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 5, 2026
Property Address	1304 KENTON WAY, TROY, OH 45373-8203
Document Number	0000009738
Instrument Date	Aug 3, 2026
Instrument	20269738
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,759.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1304 KENTON WAY, TROY, OH 45373-8203

Mortgage

Document Number	0000009739,
Date	Aug 5, 2026
Instrument	20269739

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

October 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 31, 2022
Property Address	1304 KENTON WAY, TROY, OH 45373-8203
Document Number	0000015750
Map Reference	MB 18 PG 31
Instrument Date	Oct 26, 2022
Instrument	2022OR-15750
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1304 KENTON WAY, TROY, OH 45373-8203

Mortgage

Document Number	0000015751
Date	Oct 31, 2022
Instrument	2022OR-15751

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Kenton Way was $3,858 with a homeowner's exemption, up 8.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00 (+8.25%) Homeowner's exemption	$116,380 (+23.14%) Land $14,700 Building $101,680	$332,500 Land $42,000 Building $290,500
2024	$3,564.00 (+2.21%) Homeowner's exemption	$94,510 (-) Land $15,930 Building $78,580
2023	$3,487.00 (+17.45%) Homeowner's exemption	$94,510 (-) Land $15,930 Building $78,580	$270,000 (-) Land $45,500 Building $224,500
2022	$2,969.00 Homeowner's exemption	$94,510 Land $15,930 Building $78,580	$270,000 Land $45,500 Building $224,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1304 Kenton Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1999–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1304 Kenton Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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