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1304 E 4th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1304 E 4th St, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$98,000 (Nov 2025)
Tax Bill$2,252 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Dec 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1122256007

Property Details

APN / Parcel Number

Primary APN1122256007
Alternative APNs
  • 105561
  • 115985
  • 123023

Exterior

Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Account Number123023
Street Address1304 E 4TH ST
CitySTERLING
StateIL
Zip61081-2826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST OF BROADWAY W 50' OF E 91' LOTS 4-5 & 6 BLK 21 69300X
Legal SubdivisionEAST OF BROADWAY
Legal Block21
Legal Lot Number4-6
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group4
Census Block4033
Census Tract1200

Owner

Source: Whiteside County records · APN 1122256007

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1213 W 5TH ST, STERLING, IL 61081-3102
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Dec 01, 2025Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CREDIT UNION
Nov 12, 2025Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 12, 2025 · Amount on Record
Deed SaleNov 12, 2025 · Amount on Record
Prior SaleJan 10, 2007
Deed Document Number20255772
Prior Transfer DateNov 01, 2025
Prior Transfer Doc0000005771
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address1304 E 4TH ST, STERLING, IL 61081-2826
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006138
DateDec 01, 2025
Instrument2025-06138
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueDec 01, 2035

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address1304 E 4TH ST, STERLING, IL 61081-2826
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006137
DateDec 01, 2025
Instrument2025-06137
Lender
NameGREENSTATE CREDIT UNION
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateNov 12, 2025
Property Address1304 E 4TH ST, STERLING, IL 61081-2826
Document Number0000005772
Instrument DateNov 03, 2025
Instrument2025-05772
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1213 W 5TH ST, STERLING, IL 61081-3102

Mortgage

Document Number0000005773
DateNov 12, 2025
Instrument2025-05773
Lender
NameGREENSTATE CREDIT UNION
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Mortgage

Document Number0000005774
DateNov 12, 2025
Instrument2025-05774
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,252.00 (+45.29%)$22,173 (+6.23%) Land $3,895 Building $18,278
2024$1,550.00 Additional exemption filed$20,873 Land $3,667 Building $17,206$66,519 (+6.23%) Land $11,685 Building $54,834
2023$62,619 Land $11,001 Building $51,618

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Surf Air WirelessFiber1,000 / 1,000
JAB WirelessFixed Wireless (unlicensed)100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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