1302 E 4th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1302 E 4th St, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Details1,436 sqft · built 1908
Lot Size0.092 acres (4,000 sqft)
OwnerIndividual Name on File
Last Sale$134,500 (Dec 2023)
Tax Bill$3,288 (2025)
Deeds & MortgagesJul 2021 Refinance
Dec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1122256006

Property Details

APN / Parcel Number

Primary APN1122256006
Alternative APNs
  • 117089
  • 78085

Interior

Building Area1,436 sqft Building Perimeter
Basement Area751 sqft
Unfinished Basement751 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Lot Area4,000 sqft (0.092 acres)
Lot Dimensions80 ft deep x 50 ft wide
Garage Area528 sqft

Location & Zoning

Account Number117089
Street Address1302 E 4TH ST
CitySTERLING
StateIL
Zip61081-2826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST OF BROADWAY S 30' OF W 50' LOT 5 & W 50' LOT 6 BLK 21 69400X
Legal Block21
Legal Lot Number5-6
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group4
Census Block4033
Census Tract1200

Owner

Source: Whiteside County records · APN 1122256006

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1302 E 4TH ST, STERLING, IL 61081-2826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
STERLING FEDERAL BANK
Dec 12, 2023Warranty Deed, Transfer · Closed-End Mortgage
1ST GATEWAY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Prior SaleOct 09, 2012 · Amount on Record
Deed Document Number20236077
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address1302 E 4TH ST, STERLING, IL 61081-2826
Transaction TypeMortgage
Record UpdatedJan 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005214
DateJul 27, 2021
Instrument2021-05214
Lender
NameSTERLING FEDERAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateDec 12, 2023
Property Address1302 E 4TH ST, STERLING, IL 61081-2826
Document Number0000006077
Instrument DateNov 30, 2023
Instrument2023-06077
Transaction TypeTransfer
Record UpdatedJan 01, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 E 16TH ST, STERLING, IL 61081-2626

Mortgage

Document Number0000006078
DateDec 12, 2023
Instrument2023-06078
Lender
Name1ST GATEWAY CU
TypeCredit Union
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,288.00 (+37.92%)$38,381 (+35.53%) Land $2,724 Building $35,657
2024$115,143 (+35.53%) Land $8,172 Building $106,971
2022$2,384.00 Additional exemption filed$28,319 Land $2,303 Building $26,016$84,957 Land $6,909 Building $78,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Air Wireless
Fiber
1,000 / 1,000
JAB Wireless
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 527 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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