1262 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 1262 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,168 sqft · built 1923
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2021)
Tax Bill	$3,322 (2024)
Deeds & Mortgages	Jun 2024 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7923-31-480-008`

Property Details

APN / Parcel Number

Primary APN	`7923-31-480-008`
Alternative APN	`060/03588-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	2,213 sqft
1st Floor Area	1,168 sqft
Basement Area	1,045 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1262 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-8372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 7 FAIRVIEW
Legal Range	23W
Legal Township	79N
Legal Section	31
Legal Subdivision	FAIRVIEW
Legal Block	7
Legal Lot Number	1,2 2
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1019
Census Tract	1800

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1262 E 28TH ST, DES MOINES, IA 50317-8372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2024	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 30, 2021	Warranty Deed, Transfer · FHA Mortgage MIDWEST FAMILY LENDING CORPORATION
Jan 17, 2020	Quit Claim Deed, Transfer MORTGAGE PRODUCERS
Jul 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Jan 17, 2020
Deed Document Number	2021-00125458
Deed Book / Page	18884 / 718
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1262 E 28TH ST, DES MOINES, IA 50317-8372
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1262 E 28TH ST, DES MOINES, IA 50317-8372

Mortgage

Document Number	0000028031
Date	Jun 7, 2024
Book Page	19819/54
Instrument	2024-00028031

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 30, 2021
Property Address	1262 E 28TH ST, DES MOINES, IA 50317-8372
Document Number	202100125458
Book / Page	18884 / 718
Instrument Date	Nov 29, 2021
Instrument	2021-00125458
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1262 E 28TH ST, DES MOINES, IA 50317-8372

Mortgage

Document Number	202100125460
Date	Nov 30, 2021
Instrument	2021-00125460

Lender

Name	MIDWEST FAMILY LENDING CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jan 17, 2020
Property Address	1262 E 28TH ST, DES MOINES, IA 50317-8372
Document Number	0000062782
Book / Page	017669 / 000564
Instrument Date	Jan 10, 2020
Instrument	62782
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1262 E 28TH ST DES MOINES IA 503178372, DES MOINES, IA 50317-8372

Mortgage

Document Number	62783
Date	Jan 17, 2020
Book Page	017669/000566
Instrument	62783

Lender

Name	MORTGAGE PRODUCERS
Type	Mortgage Company
Address	URBANDALE, IA 50322

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2035

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jul 16, 2019
Property Address	1262 E 28TH ST, DES MOINES, IA 50317-8372
Document Number	0000004908
Book / Page	017409 / 000016
Instrument Date	Jul 15, 2019
Instrument	4908
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1262 E 28TH ST DES MOINES IA 503178372, DES MOINES, IA 50317-8372

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,100 (+11.84%) Land $36,100 Building $149,000	$185,100 (+11.84%) Land $36,100 Building $149,000
2024	$3,322.00 (+5.93%)
2023		$165,500 Land $31,800 Building $133,700	$165,500 Land $31,800 Building $133,700
2020	$3,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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