1304 Ansborough Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1304 Ansborough Ave, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1939
Lot Size0.379 acres (16,500 sqft)
OwnerIndividual Name on Record
Tax Bill$2,404 (2025)
Deeds & MortgagesAug 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-28-276-022

Property Details

APN / Parcel Number

Primary APN8913-28-276-022

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,500 sqft (0.379 acres)
Lot Dimensions165 ft deep x 100 ft wide
Garage TypeMixed
Garage Area572 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1304 ANSBOROUGH AVE
CityWATERLOO
StateIA
Zip50701-3429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOWDALE SECOND FILING ALL LOT 5 EXC W 118 FT
Legal Range13W
Legal Township89N
Legal Section28
Legal SubdivisionMEADOWDALE SECOND FILING
Legal Lot Number5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2027
Census Tract1502

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2913 RAINBOW DR, CEDAR FALLS, IA 50613-4748
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1304 ANSBOROUGH AVE, WATERLOO, IA 50701-3429
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2913 RAINBOW DR, CEDAR FALLS, IA 50613-4748

Mortgage

Document Number0202418212
DateAug 2, 2024
Instrument2024-18212
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Address360 WESTFIELD AVE # 6, WATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,404.00 (+7.61%)$117,760 (+14.36%) Land $34,130 Building $83,630$117,760 (+14.36%) Land $34,130 Building $83,630
2024$2,234.00 (+13.81%)
2023$102,970 Land $34,130 Building $68,840$102,970 Land $34,130 Building $68,840
2022$1,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims19 (1978–2013)
Claims Outside the SFHA5 of 19
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

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