1237 Ansborough Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1237 Ansborough Ave, Waterloo, IA 50701

Property Summary

Property TypeFast Food Restaurant
Details3,520 sqft · built 1989
Lot Size0.354 acres (15,434 sqft)
OwnerCompany Name on Record
Tax Bill$17,236 (2025)
Deeds & MortgagesJan 2020 Refinance
Flood ZoneZone X (minimal risk)
APN8913-27-105-023

Property Details

APN / Parcel Number

Primary APN8913-27-105-023

Interior

Stories1 Story
Building Area3,520 sqft Gross Area
1st Floor Area3,520 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBlock
Fire ResistanceFireproof Steel Frame
Roof MaterialUrethane Foam
Lot Area15,434 sqft (0.354 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1237 ANSBOROUGH AVE
CityWATERLOO
StateIA
Zip50701-3426
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Legal DescriptionHAGERMAN PLACE LOTS 8 BLK 25 EXC W 34 FT AND LOT 9 BLK 25 EXC W 34 FT AND LOT 10 BLK 25 EXC W 34 FT AND LOT 11 BLK 25 EXC W
Legal Range13W
Legal Township89N
Legal Section27
Legal SubdivisionHAGERMAN PLACE
Legal Block25
Legal Lot Number8-11
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2008
Census Tract1502

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address324 DURYEA ST, WATERLOO, IA 50701-5317
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1237 ANSBOROUGH AVE, WATERLOO, IA 50701-3426
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202000011942
DateJan 3, 2020
Instrument20202000011942
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueFeb 1, 2040

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,236.00 (-0.94%)$493,680 (-) Land $77,170 Building $416,510$493,680 (-) Land $77,170 Building $416,510
2024$17,400.00 (+50.29%)
2023$493,680 (+30.25%) Land $77,170 Building $416,510$493,680 (+30.25%) Land $77,170 Building $416,510
2022$11,578.00$379,020 Land $46,300 Building $332,720
2021$379,020 Land $46,300 Building $332,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims19 (1978–2013)
Claims Outside the SFHA5 of 19
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on Ansborough Ave

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