Chesapeake City property record for 1303 Simon Dr, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,189 sqft · built 2006 |
| Lot Size | 0.465 acres (20,255 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $554,900 (Jul 2012) |
| Tax Bill | $9,374 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2019 Mortgage + 1 more |
| APN | 0294001000810 |
| Primary APN | 0294001000810 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,189 sqft Living Area |
| 1st Floor Area | 1,446 sqft |
| Upper Floors Area | 1,446 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,255 sqft (0.465 acres) |
| Lot Dimensions | 247 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 88 sqft |
| Pool Area | 312 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 150 sqft |
| Deck Area | Deck Area |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1303 SIMON DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-7669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 81 EMERALD FOREST |
| Legal Subdivision | EMERALD GREENS,EMERALD FOREST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20814 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1303 SIMON DR, CHESAPEAKE, VA 23320-7669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC |
| Jul 15, 2019 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC |
| Jul 19, 2021 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2012 · Amount on Record |
| Deed Sale | Jul 10, 2012 · Amount on Record |
| Prior Sale | Jun 5, 2009 · Amount on Record |
| Deed Book / Page | 8750 / 170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1303 SIMON DR, CHESAPEAKE, VA 23320-7669 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | EQUITY TITLE COMPANY, EQUITY NTL TITLE&CLOSING SVC |
| Name | Verified Name |
|---|
| Document Number | 10146/1112 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 10146/1112 |
| Instrument | 200013983 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1303 SIMON DR, CHESAPEAKE, VA 23320-7669 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10032/1065 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 10032/1065 |
| Instrument | 190017605 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1303 SIMON DR, CHESAPEAKE, VA 23320-7669 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | EQUITY NATIONAL TITLE AND SERVICES, EQUITY NATL TITLE&CLOSE SVCS |
| Name | Verified Name |
|---|
| Document Number | 010411/362 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 10411/362 |
| Instrument | 210032865 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,374.00 (+41.77%) | $928,100 (+12.2%) Land $250,000 Building $678,100 | $928,100 (+12.2%) Land $250,000 Building $678,100 |
| 2023 | $827,200 (+14.98%) Land $220,000 Building $607,200 | $827,200 (+14.98%) Land $220,000 Building $607,200 | |
| 2022 | $719,400 Land $200,000 Building $519,400 | $719,400 Land $200,000 Building $519,400 | |
| 2019 | $6,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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