1301 Simon Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1301 Simon Dr, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 4,767 sqft · built 2005
Lot Size0.407 acres (17,729 sqft)
Owner2 Individual Names on Record
Last Sale$1,000,000 (Oct 2026)
Tax Bill$10,172 (2025)
Deeds & MortgagesOct 2026 Sale
Aug 2026 Mortgage
+ 5 more
APN0294001000800

Property Details

APN / Parcel Number

Primary APN0294001000800

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,767 sqft Living Area
1st Floor Area1,324 sqft
Upper Floors Area1,324 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,729 sqft (0.407 acres)
Garage TypeAttached
Garage Area852 sqft

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area1,440 sqft
Patio Area580 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1301 SIMON DR
CityCHESAPEAKE
StateVA
Zip23320-7669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description80 EMERALD FOREST
Legal SubdivisionEMERALD GREENS,EMERALD FOREST
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3007
Census Tract20814

Owner

Source: Chesapeake City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Bargain and Sale Deed, Transfer
CHICAGO TITLE W, CHICAGO TITLE
Aug 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 16, 2021Deed of Trust, Mortgage · Line of Credit
ABNB FEDERAL CREDIT UNION
Dec 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CALIBER HOME LOANS INC
Sep 2, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ABNB FEDERAL CREDIT UNION
Dec 12, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC
Dec 12, 2019Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2026 · Amount on Record
Deed SaleOct 6, 2026 · Amount on Record
Prior SaleDec 12, 2019 · Amount on Record
Deed Document Number202625645
Deed Book / Page11029 / 460
Prior Transfer DateSep 21, 2010
Prior Transfer Doc008362/815
Record UpdatedOct 29, 2026

October 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 6, 2026
Property Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669
Document Number0000025645
Book / Page11029 / 460
Instrument DateOct 2, 2026
Instrument202625645
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$101,000.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 11, 2026
Property Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669
Document Number0000020847
Book / Page11011 / 1418
Instrument DateAug 7, 2026
Instrument202620847
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669

Mortgage

Document Number0000020847,
DateAug 11, 2026
Book Page11011/1418
Instrument202620847
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10311/1904
DateFeb 16, 2021
Book Page10311/1904
Instrument210007095
Lender
NameABNB FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueFeb 10, 2033
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010280/182
DateDec 22, 2020
Book Page10280/182
Instrument200048823
Lender
NameCALIBER HOME LOANS INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10438/1363
DateSep 2, 2021
Book Page10438/1363
Instrument210040298
Lender
NameABNB FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term143 Months
DueAug 3, 2033
Interest
Rate TypeAdjustable Rate

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 12, 2019
Property Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669
Document Number010089/937
Book / Page10089 / 937
Instrument DateNov 11, 2019
Instrument190034418
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669

Mortgage

Document Number0190034419
DateDec 12, 2019
Instrument190034419
Lender
NameQUICKEN LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 12, 2019
Property Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669
Document Number010089/932
Book / Page10089 / 932
Instrument DateJul 5, 2019
Instrument190034417
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 SIMON DR, CHESAPEAKE, VA 23320-7669

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,034,300 (+2.7%) Land $235,000 Building $799,300$1,034,300 (+2.7%) Land $235,000 Building $799,300
2025$10,172.00 (+42.15%)$1,007,100 (+12.14%) Land $225,000 Building $782,100$1,007,100 (+12.14%) Land $225,000 Building $782,100
2023$898,100 (+15.78%) Land $195,000 Building $703,100$898,100 (+15.78%) Land $195,000 Building $703,100
2022$775,700 Land $175,000 Building $600,700$775,700 Land $175,000 Building $600,700
2019$7,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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