1303 E 18th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1303 E 18th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,496 sqft · built 1966
Lot Size	0.157 acres (6,840 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Feb 2022)
Tax Bill	$5,076 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1115378009`

Property Details

APN / Parcel Number

Primary APN	`1115378009`
Alternative APN	`110954`

Interior

Bedrooms	3 Beds
Building Area	1,496 sqft Building Perimeter

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	6,840 sqft (0.157 acres)
Lot Dimensions	114 ft deep x 60 ft wide
Garage Area	720 sqft

Location & Zoning

Account Number	110954
Street Address	1303 E 18TH ST
City	STERLING
State	IL
Zip	61081-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGS MRNGSIDE PRK 3 LOT 30 664800X
Legal Subdivision	LONGS MORNINGSIDE PARK SUBDIVISION #3
Legal Lot Number	30
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1017
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1303 E 18TH ST, STERLING, IL 61081-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
May 22, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST TR & SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Jun 10, 2016 · Amount on Record
Deed Document Number	2022914
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 16, 2022
Property Address	1303 E 18TH ST, STERLING, IL 61081-1509
Document Number	0000000914
Instrument Date	Feb 14, 2022
Instrument	2022-00914
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 19TH AVE, STERLING, IL 61081-1623

Mortgage

Document Number	0000000915
Date	Feb 16, 2022
Instrument	2022-00915

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	May 22, 2020
Property Address	1303 E 18TH ST, STERLING, IL 61081-1509
Document Number	0000002889
Instrument Date	May 15, 2020
Instrument	2889
Transaction Type	Construction Loan
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1303 E 18TH ST STERLING IL 610811509, STERLING, IL 61081-1509

Mortgage

Document Number	0000002889
Date	May 22, 2020
Instrument	2889

Lender

Name	FIRST TR & SVGS BK
Type	Bank
Address	WHEATLAND, IA 52777

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 21, 2021

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,076.00	$55,977 Land $4,289 Building $51,688
2024			$167,931 Land $12,867 Building $155,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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