Whiteside County property record for 1208 E 18th St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,410 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,932 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 1115377022 |
| Primary APN | 1115377022 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,410 sqft (0.17 acres) |
|---|---|
| Lot Dimensions | 114 ft deep x 65 ft wide |
| Account Number | 14093 |
|---|---|
| Street Address | 1208 E 18TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONGS MRNGSIDE PRK 3 LOT 10 MF 5806-01 662800X |
| Legal Subdivision | LONGS MORNINGSIDE PARK SUB |
| Legal Lot Number | 10 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1200 |
Source: Whiteside County assessment roll, APN 1115377022, as of May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1208 E 18TH ST, STERLING, IL 61081-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2026 | Deed of Trust, Mortgage · Construction Mortgage SAUK VALLEY BANK AND TRUST |
| Jan 17, 2018 | Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK/ST SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | May 08, 2026 |
| Property Address | 1208 E 18TH ST, STERLING, IL 61081-1508 |
| Document Number | 0000002255 |
| Instrument Date | May 08, 2026 |
| Instrument | 20262255 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1208 E 18TH ST, STERLING, IL 61081-1508 |
| Document Number | 0000002255, |
|---|---|
| Date | May 08, 2026 |
| Instrument | 20262255 |
| Name | SAUK VALLEY BANK AND TRUST |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 16 Months |
| Due | Sep 08, 2027 |
| Rate | 7.35% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 1208 E 18TH ST, STERLING, IL 61081-1508 |
| Document Number | 0000000102 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1208 E 18TH ST STERLING IL 610811508, STERLING, IL 61081-1508 |
| Document Number | 0000000102 |
|---|---|
| Date | Mar 09, 2018 |
| Instrument | 102 |
| Name | MIDFIRST BK/ST SVGS BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMAL CITY, OK 73118 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Mar 08, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Whiteside County assessment roll as of May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,932.00 | $34,873 Land $4,289 Building $30,584 | |
| 2024 | $104,619 Land $12,867 Building $91,752 |
Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), as of September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 587 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Air Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: JAB Wireless.
Source: EPA Safe Drinking Water Information System, water system IL1955040, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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