1303 Cutter St, Cincinnati, OH 45203 Property Records

Hamilton County property record for 1303 Cutter St, Cincinnati, OH 45203

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,530 sqft · built 2005
Lot Size	0.053 acres (2,314 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (Feb 2019)
Tax Bill	$7,543 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-0004-0209-00`

Property Details

APN / Parcel Number

Primary APN	`134-0004-0209-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,530 sqft Living Area
1st Floor Area	550 sqft
2nd Floor Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	2,314 sqft (0.053 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1303 CUTTER ST
City	CINCINNATI
State	OH
Zip	45203-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES RUHR ALLEY 0.0531 ACLOT 60 LINCOLN COURT NORTH SUB
Legal Subdivision	LINCOLN COURT NORTH SUB
Legal Lot Number	60
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5000
Census Tract	26400

Owner

1303 Cutter St is owned and occupied by an individual who bought it in February 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1303 CUTTER ST, CINCINNATI, OH 45203-1453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA
Feb 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Sep 23, 2014 · Amount on File
Deed Document Number	0000009357
Deed Book / Page	13848 / 01629
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1303 CUTTER ST, CINCINNATI, OH 45203-1453
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023505
Date	Mar 4, 2022
Book Page	14617/876
Instrument	2022-0023505

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	115 Months
Due	Oct 1, 2031

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1303 CUTTER ST, CINCINNATI, OH 45203-1453
Document Number	0000024953
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 CUTTER ST CINCINNATI OH 452031453, CINCINNATI, OH 45203-1453

Mortgage

Document Number	0000024953
Date	Mar 12, 2020
Book Page	014123/002205
Instrument	24953

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 11, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 5, 2019
Property Address	1303 CUTTER ST, CINCINNATI, OH 45203-1453
Document Number	0000009357
Book / Page	13848 / 01629
Map Reference	MB 392 PG 58-65
Instrument Date	Jan 18, 2019
Instrument	2019-0009357
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,192.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 HILLTOP LN, CINCINNATI, OH 45215-4124

Mortgage

Document Number	0000009358
Date	Feb 5, 2019
Instrument	2019-0009358

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1303 Cutter St was $7,543, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,543.00 (+3.12%)	$122,059 (-) Land $30,450 Building $91,609
2024	$7,315.00 (-2.19%)	$122,059 (-) Land $30,450 Building $91,609
2023	$7,479.00 (+4.94%)	$122,059 (+17.03%) Land $30,450 Building $91,609	$348,740 Land $87,000 Building $261,740
2022	$7,127.00 Homeowner's exemption	$104,300 Land $9,870 Building $94,430
2020			$298,000 Land $28,200 Building $269,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1303 Cutter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1303 Cutter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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