1211 Cutter St, Cincinnati, OH 45203 Property Records

Hamilton County property record for 1211 Cutter St, Cincinnati, OH 45203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,350 sqft · built 2007
Lot Size	0.046 acres (1,982 sqft)
Owner	Individual Name on File
Last Sale	$185,257 (Jun 2010)
Tax Bill	$7,225 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-0002-0280-00`

Property Details

APN / Parcel Number

Primary APN	`135-0002-0280-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,350 sqft Living Area
Gross Area	2,812 sqft
1st Floor Area	540 sqft
2nd Floor Area	1,810 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	1,982 sqft (0.046 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1211 CUTTER ST
City	CINCINNATI
State	OH
Zip	45203-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM07
Legal Description	WS CUTTER ST 0.0455 ACLOT 55 LINCOLN COURT NORTH SUB
Legal Subdivision	LINCOLN COURT NORTH SUB
Legal Lot Number	55
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5002
Census Tract	26400

Owner

1211 Cutter St is owned and occupied by an individual who acquired it in March 2022.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1211 CUTTER ST, CINCINNATI, OH 45203-1461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Mar 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2010 · Amount on File
Deed Sale	Jun 4, 2010 · Amount on File
Deed Document Number	201061969
Deed Book / Page	11447 / 923
Last Transfer Date	Mar 11, 2022
Transfer Doc	0000030837
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1211 CUTTER ST, CINCINNATI, OH 45203-1461
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 CUTTER ST, CINCINNATI, OH 45203-1461

Mortgage

Document Number	0000055646
Date	Jul 25, 2025
Book Page	15465/591
Instrument	2025-0055646

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 17, 2050

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1211 CUTTER ST, CINCINNATI, OH 45203-1461
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 CUTTER ST, CINCINNATI, OH 45203-1461

Mortgage

Document Number	0000054924
Date	Jul 23, 2025
Book Page	15463/610
Instrument	2025-0054924

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 17, 2050

Interest

Rate Type	Adjustable Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 24, 2022
Property Address	1211 CUTTER ST, CINCINNATI, OH 45203-1461
Document Number	0000030837
Book / Page	14631 / 1328
Map Reference	MB 392 PG 58-65
Instrument Date	Mar 11, 2022
Instrument	2022-0030837
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 CUTTER ST, CINCINNATI, OH 45203-1461

Mortgage

Document Number	0000030838
Date	Mar 24, 2022
Instrument	2022-0030838

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1211 Cutter St was $7,225, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,225.00 (+3.13%)	$117,383 (-) Land $30,450 Building $86,933	$335,380 Land $87,000 Building $248,380
2024	$7,006.00 (-2.21%)	$117,383 (-) Land $30,450 Building $86,933
2023	$7,164.00 (+22.86%)	$117,383 (+37.04%) Land $30,450 Building $86,933	$335,380 Land $87,000 Building $248,380
2022	$5,831.00 Homeowner's exemption	$85,659 Land $9,870 Building $75,789
2020			$244,740 Land $28,200 Building $216,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1211 Cutter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1211 Cutter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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