1303 Crescent St, Monroe, NC 28112 Property Records

Union County property record for 1303 Crescent St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,484 sqft · built 1955
Lot Size	0.388 acres (16,901 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Feb 2022)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-238-125`

Property Details

APN / Parcel Number

Primary APN	`09-238-125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	1,497 sqft
1st Floor Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,901 sqft (0.388 acres)
Garage Type	Carport
Garage Area	628 sqft
Carport	Carport
Carport Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1303 CRESCENT ST
City	MONROE
State	NC
Zip	28112-6240
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#4 PB3PG149
Legal Subdivision	CYRUS F EARNHARDT DEVELOPMENT
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1029
Census Tract	20502

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1303 CRESCENT ST, MONROE, NC 28112-6240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 24, 2022	Correction Deed
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Apr 1, 2010 · Amount on Record
Deed Document Number	20226413
Deed Book / Page	8404 / 177
Prior Transfer Date	May 21, 2014
Prior Transfer Doc	0006232053
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1303 CRESCENT ST, MONROE, NC 28112-6240
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 CRESCENT ST, MONROE, NC 28112-6240

Mortgage

Document Number	0008229409
Date	Sep 2, 2021
Book Page	8229/409
Instrument	41814

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Feb 24, 2022
Property Address	1303 CRESCENT ST, MONROE, NC 28112-6240
Document Number	0000840840
Book / Page	8408 / 40
Map Reference	MB 3 PG 149
Instrument Date	Feb 23, 2022
Instrument	7001
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4038 HOWIE CIR, 4038, CHARLOTTE, NC 28205-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 CRESCENT ST, MONROE, NC 28112-6240

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 18, 2022
Property Address	1303 CRESCENT ST, MONROE, NC 28112-6240
Document Number	0008404177
Book / Page	8404 / 177
Map Reference	MB 3 PG 149
Instrument Date	Feb 18, 2022
Instrument	6413
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4038 HOWIE CIR, 4038, CHARLOTTE, NC 28205-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 CRESCENT ST, MONROE, NC 28112-6240

Mortgage

Document Number	0000006414
Date	Feb 18, 2022
Instrument	6414

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,000 (-) Land $34,700 Building $210,300	$245,000 (-) Land $34,700 Building $210,300
2025	$2,141.00 (+29.6%)	$245,000 (+61.72%) Land $34,700 Building $210,300	$245,000 (+61.72%) Land $34,700 Building $210,300
2023	$1,652.00	$151,500 Land $18,500 Building $133,000	$151,500 Land $18,500 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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