1205 Crescent St, Monroe, NC 28112 Property Records

Union County property record for 1205 Crescent St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,086 sqft · built 1956
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on File
Last Sale	$283,000 (Jul 2024)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Aug 2023 Sale & Construction Loan Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-238-128`

Property Details

APN / Parcel Number

Primary APN	`09-238-128`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,112 sqft (0.301 acres)
Garage Type	Carport
Garage Area	278 sqft
Carport	Carport
Carport Area	278 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1205 CRESCENT ST
City	MONROE
State	NC
Zip	28112-6238
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#2 CYRUS P EARNHARDT DEVELOPMENT PB03 PG149
Legal Subdivision	2939920
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1036
Census Tract	20502

Owner

1205 Crescent St, a rural home, is owned and occupied by an individual who bought it in July 2024.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1205 CRESCENT ST, MONROE, NC 28112-6238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Construction Loan · Construction Mortgage LOAN MOUNTAIN INVESTMENTS SUB REIT
Aug 17, 2023	Warranty Deed, Transfer KEYSTONE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on File
Deed Sale	Jul 11, 2024 · Amount on File
Prior Sale	Aug 17, 2023 · Amount on File
Deed Document Number	202415978
Deed Book / Page	8935 / 727
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 17, 2023
Property Address	1205 CRESCENT ST, MONROE, NC 28112-6238
Document Number	0000876523
Book / Page	8765 / 23
Map Reference	MB 3 PG 149
Instrument Date	Aug 7, 2023
Instrument	20029
Transaction Type	Construction Loan
Record Updated	Sep 4, 2023
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 FAYETTEVILLE ST STE 1140, 1140, RALEIGH, NC 27601-3025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5321 JOHNSTON MILL CT, CHARLOTTE, NC 28269-0500

Mortgage

Document Number	0000020030
Date	Aug 17, 2023
Instrument	20030

Lender

Name	LOAN MOUNTAIN INVESTMENTS SUB REIT
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Mar 1, 2024

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 17, 2023
Property Address	1205 CRESCENT ST, MONROE, NC 28112-6238
Document Number	0008764756
Book / Page	8764 / 756
Map Reference	MB 3 PG 149
Instrument Date	Jul 27, 2023
Instrument	19996
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 TRINITY CHURCH RD, MONROE, NC 28112-8966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 FAYETTEVILLE ST STE 1140, 1140, RALEIGH, NC 27601-3025

Tax Assessment & Valuation

The 2025 property tax bill for 1205 Crescent St was $2,438.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,900 (-) Land $33,600 Building $245,300	$278,900 (-) Land $33,600 Building $245,300
2025	$2,438.00	$278,900 Land $33,600 Building $245,300	$278,900 Land $33,600 Building $245,300
2023	$1,247.00	$114,400 (-) Land $17,800 Building $96,600	$114,400 (-) Land $17,800 Building $96,600
2022	$1,247.00	$114,400 Land $17,800 Building $96,600	$114,400 Land $17,800 Building $96,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1205 Crescent St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Crescent St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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