St. Clair County property record for 1303 Beard St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,310 sqft · built 1907 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Jul 2026) |
| Tax Bill | $2,674 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-519-0003-000 |
| Primary APN | 74-06-519-0003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 980 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 98.9 ft deep x 48.5 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1303 BEARD ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 1 BLK 2 & E 48' OF LOT 5 BLK 8 COMMISSIONERS PLAT OF THAT PART OF THE ESTATE OF SIMON PETIT, DECEASED, LYING AND BEING IN |
| Legal Subdivision | JOHN NERNS BEARD STREET PLAT |
| Legal Block | 2,8 |
| Legal Lot Number | 1,5 |
| Legal Unit | 1,5 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 620000 |
1303 Beard St is owned and occupied by an individual who bought it in July 2026.
Source: St. Clair County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1502 15TH ST, PORT HURON, MI 48060-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · FHA Mortgage HOME LENDING |
| Jul 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage HOME LENDING |
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Feb 16, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY |
| Nov 16, 2022 | Deed of Trust, Mortgage CITY OF PORT HURON |
| Mar 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Sep 27, 2021 | Public Action, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Mar 7, 2022 · Amount on File |
| Deed Document Number | 202613615 |
| Deed Book / Page | 5940 / 825 |
| Prior Transfer Date | Sep 16, 2021 |
| Prior Transfer Doc | 0005425980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 6, 2026 |
| Property Address | 1303 BEARD ST, PORT HURON, MI 48060-6561 |
| Document Number | 0000013615 |
| Book / Page | 5940 / 825 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 202613615 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143,849.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1502 15TH ST, PORT HURON, MI 48060-5607 |
| Document Number | 0000013616, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202613616 |
| Name | HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 6, 2026 |
| Property Address | 1303 BEARD ST, PORT HURON, MI 48060-6561 |
| Document Number | 0000013616 |
| Book / Page | 5940 / 827 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 202613616 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1502 15TH ST, PORT HURON, MI 48060-5607 |
| Document Number | 0000013616, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 5940/827 |
| Instrument | 202613616 |
| Name | HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2051 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1303 BEARD ST, PORT HURON, MI 48060-6561 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Title Company | HURON TITLE COMAPANY |
| Name | Verified Name |
|---|
| Document Number | 0005501546 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 5501/546 |
| Instrument | 2022006933 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1303 BEARD ST, PORT HURON, MI 48060-6561 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Title Company | HURON TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3140 BROWNWOOD DR, PORT HURON, MI 48060-1785 |
| Document Number | 0005488329 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 5488/329 |
| Instrument | 2022003991 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1303 BEARD ST, PORT HURON, MI 48060-6561 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005578718 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 5578/718 |
| Instrument | 2022025631 |
| Name | CITY OF PORT HURON |
|---|---|
| Type | Government Agency |
| Address | PORT HURON, MI 48060 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 7, 2022 |
| Property Address | 1303 BEARD ST, PORT HURON, MI 48060-6561 |
| Document Number | 0005494984 |
| Book / Page | 5494 / 984 |
| Map Reference | LB 16 PG 152 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022005509 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | HURON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $963.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1376 WILLOW TERRACE, OAKVILLE XX |
| Name | Verified Name |
|---|---|
| Address | 3140 BROWNWOOD DR, PORT HURON, MI 48060-1785 |
| Document Number | 0005488315 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 5488/315 |
| Instrument | 2022003990 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 27, 2021 |
| Property Address | 1303 BEARD ST, PORT HURON, MI 48060-6561 |
| Document Number | 0005425980 |
| Book / Page | 5425 / 980 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021027232 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|---|
| Address | 200 GRAND RIVER AVE # AVE101, AVE101, PORT HURON, MI 48060-4018 |
| Name | Verified Name |
|---|---|
| Address | 1376 WILLOW TERRACE, OAKVILLE XX |
The 2025 property tax bill for 1303 Beard St was $2,674 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,500 (+4.97%) | $131,000 | |
| 2025 | $2,674.00 (+2.69%) Homeowner's exemption | $62,400 | |
| 2024 | $2,604.00 | $124,800 | |
| 2023 | $52,200 | ||
| 2022 | $1,524.00 | $104,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1303 Beard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1303 Beard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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