St. Clair County property record for 1227 Beard St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,452 sqft · built 1924 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (May 2022) |
| Tax Bill | $1,931 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-519-0001-000 |
| Primary APN | 74-06-519-0001-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Lot Area | 12,284 sqft (0.282 acres) |
| Lot Dimensions | 101 ft deep x 94.6 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1227 BEARD ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 3 BLOCK 1 JOHN NERN'S BEARD STREET PLAT ACCORDING TO THE PLAT RECORDED IN LIBER 16 OF PLATS PG 152 ST CLAIR COUNTY |
| Legal Subdivision | JOHN NERNS BEARD STREET |
| Legal Block | 1,7 |
| Legal Lot Number | 3,9 |
| Legal Unit | 3,9 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 620000 |
1227 Beard St is owned and occupied by an individual who bought it in May 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1227 BEARD ST, PORT HURON, MI 48060-6559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 4, 2021 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Jul 10, 2019 | Warranty Deed, Transfer LIBERTY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on File |
| Deed Sale | May 27, 2022 · Amount on File |
| Prior Sale | Jul 10, 2019 · Amount on File |
| Deed Document Number | 202213208 |
| Deed Book / Page | 5526 / 617 |
| Prior Transfer Date | Apr 15, 2022 |
| Prior Transfer Doc | 0005526617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 27, 2022 |
| Property Address | 1227 BEARD ST, PORT HURON, MI 48060-6559 |
| Document Number | 0005526617 |
| Book / Page | 5526 / 617 |
| Map Reference | MB 16 PG 152 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022013208 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Title Company | HBI TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 3052 WADHAMS RD, 3052, CLYDE, MI 48049-4446 |
| Name | Verified Name |
|---|---|
| Address | 1227 BEARD ST, PORT HURON, MI 48060-6559 |
| Document Number | 2022013209 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022013209 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1227 BEARD ST, PORT HURON, MI 48060-6559 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1227 BEARD ST, PORT HURON, MI 48060-6559 |
| Document Number | 5361307 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 5361/307 |
| Instrument | 2021013653 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 10, 2019 |
| Property Address | 1227 BEARD ST, PORT HURON, MI 48060-6559 |
| Document Number | 0050730700 |
| Book / Page | 005073 / 000700 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $689.72 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3052 WADHAMS RD CLYDE MI 480494446, CLYDE, MI 48049-4446 |
The 2025 property tax bill for 1227 Beard St was $1,931 with a homeowner's exemption, up 2.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,100 (+6.77%) | $126,200 | |
| 2025 | $1,931.00 (+2.77%) Homeowner's exemption | $59,100 | |
| 2024 | $1,879.00 | $118,200 | |
| 2023 | $49,900 | ||
| 2022 | $1,544.00 | $99,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1227 Beard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1227 Beard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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