13025 Hough Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 13025 Hough Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,058 sqft · built 2003
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Aug 2025)
Tax Bill	$5,915 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-031-2007-100`

Property Details

APN / Parcel Number

Primary APN	`74-29-031-2007-100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,058 sqft Living Area
1st Floor Area	928 sqft
Basement Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	94,961 sqft (2.18 acres)
Lot Dimensions	445 ft deep x 210 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13025 HOUGH RD
City	MEMPHIS
State	MI
Zip	48041-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG S 89D 53M 43S W 191' FROM NE SEC COR, TH S 89D 53M 43S W 210' TH S 350', TH S 89D 53M 43S W 55', TH S 51D 44M 28S E 308',
Legal Range	14E
Legal Township	06N
Legal Section	31
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1086
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29616 TAYLOR ST, SAINT CLAIR SHORES, MI 48082-1630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
May 4, 2021	Warranty Deed, Transfer BELL TITLE AGCY/CLINTON TOWNSHIP, BELL TTL AGCY OF CLINTON TOW
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 23, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Document Number	202514358
Deed Book / Page	5837 / 253
Prior Transfer Date	Nov 28, 2016
Prior Transfer Doc	004778/604
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	13025 HOUGH RD, MEMPHIS, MI 48041-3411
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13025 HOUGH RD, RILEY, MI 48041-3411

Mortgage

Document Number	0005688168
Date	Feb 2, 2024
Book Page	5688/168
Instrument	2024001922

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	4555 INVESTMENT DR, TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jan 15, 2029

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	13025 HOUGH RD, MEMPHIS, MI 48041-3411
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23312 TORREY ST, ARMADA, MI 48005-7711

Mortgage

Document Number	0005343940
Date	Mar 31, 2021
Book Page	5343/940
Instrument	2021009349

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 4, 2021
Property Address	13025 HOUGH RD, MEMPHIS, MI 48041-3411
Document Number	0005361672
Book / Page	5361 / 672
Instrument Date	Mar 23, 2021
Instrument	2021013738
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	BELL TITLE AGCY/CLINTON TOWNSHIP, BELL TTL AGCY OF CLINTON TOW

Transaction

Amount	Amount Recorded
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13025 HOUGH RD, 13025, RILEY, MI 48041-3411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13025 HOUGH RD, RILEY, MI 48041-3411

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	13025 HOUGH RD, MEMPHIS, MI 48041-3411
Document Number	0051000420
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13025 HOUGH RD MEMPHIS MI 480413411, MEMPHIS, MI 48041-3411

Mortgage

Document Number	0051000420
Date	Sep 24, 2019
Book Page	005100/000420

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 23, 2018
Property Address	13025 HOUGH RD, MEMPHIS, MI 48041-3411
Document Number	0049810014
Book / Page	004981 / 000014
Instrument Date	Aug 1, 2018
Transaction Type	Transfer
Record Updated	Sep 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13025 HOUGH RD RILEY MI 480413411, RILEY, MI 48041-3411

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	13025 HOUGH RD, MEMPHIS, MI 48041-3411
Document Number	0049600710
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13025 HOUGH RD MEMPHIS MI 480413411, MEMPHIS, MI 48041-3411

Mortgage

Document Number	0049600710
Date	Jun 22, 2018
Book Page	004960/000710

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,100 (+5.93%)	$468,200 (+5.93%)
2025	$5,915.00 (+4.51%) Homeowner's exemption	$221,000 (+18.37%)
2024	$5,660.00 (+12.64%)		$442,000 (+18.37%)
2023		$186,700
2022	$5,025.00		$373,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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