St. Clair County property record for 12987 Hough Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,620 sqft · built 2004 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $54,000 (Jul 2005) |
| Tax Bill | $2,079 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-032-1001-000 |
| Primary APN | 74-29-032-1001-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,620 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Depth | 435 ft Depth |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12987 HOUGH RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-3505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BEG AT NW SEC COR, TH S 281.10', TH S 77D 56M 14S E 288.40', TH N 0D 16M 31S W 338.67', TH N 89D 26M 46S W 280.43' TO BEG |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 32 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 658500 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12987 HOUGH RD, RILEY, MI 48041-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2005 · Amount on Record |
| Deed Sale | Jul 11, 2005 · Amount on Record |
| Deed Document Number | 200523161 |
| Deed Book / Page | 3377 / 672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12987 HOUGH RD, RILEY, MI 48041-3505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 12987 HOUGH RD, RILEY, MI 48041-3505 |
| Document Number | 0005473380 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 5473/380 |
| Instrument | 2022000681 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,000 (+0.39%) | $154,000 (+0.39%) | |
| 2025 | $2,079.00 (+7.44%) Homeowner's exemption | $76,700 (+12.79%) | |
| 2024 | $1,935.00 (+9.82%) | $153,400 (+12.79%) | |
| 2023 | $68,000 | ||
| 2022 | $1,762.00 | $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Verizon.
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