St. Louis County property record for 13020 W 5th St, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 1,410 sqft · built 1999 |
| Lot Size | 0.804 acres (35,043 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,134 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1630-00440 |
| Primary APN | 010-1630-00440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Gross Area |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 282 sqft |
| Finished Basement | 282 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 35,043 sqft (0.804 acres) |
| Garage Area | 330 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 240 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 518521 |
|---|---|
| Street Address | 13020 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55808-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 87 THRU 99 ODD NUMBERED LOTS SERIAL # |
| Legal Subdivision | FOND DU LAC FIFTH STREET DULUT |
| Legal Lot Number | 87-99 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 3800 |
13020 W 5th St is owned and occupied by two individuals.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13020 W 5TH ST, DULUTH, MN 55808-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 13020 W 5th St was $4,134 with a homeowner's exemption, up 13.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,134.00 (+13.95%) Homeowner's exemption | ||
| 2025 | $3,628.00 (-3.51%) Homeowner's exemption | $313,300 (+10.82%) Land $31,400 Building $281,900 | $313,300 (+10.82%) Land $31,400 Building $281,900 |
| 2024 | $3,760.00 | $282,700 Land $30,800 Building $251,900 | $282,700 Land $30,800 Building $251,900 |
| 2022 | $204,000 Land $26,000 Building $178,000 | $204,000 Land $26,000 Building $178,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13020 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 22 (1979–2012) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Jun 2012 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13020 W 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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