St. Louis County property record for 12920 W 5th St, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.242 acres (10,567 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $140 (2026) |
| Deeds & Mortgages | Aug 2020 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 010-1620-01520 |
| Primary APN | 010-1620-01520 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,567 sqft (0.242 acres) |
|---|
| Account Number | 946294 |
|---|---|
| Street Address | 12920 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55808-2255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 102 AND 104 SERIAL # |
| Legal Subdivision | FIFTH STREET FOND DU LAC |
| Legal Lot Number | 102,104 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 3800 |
12920 W 5th St is owned and occupied by an individual who acquired it in August 2003.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12920 W 5TH ST, DULUTH, MN 55808-2255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 7, 2003 |
| Transfer Doc | 0000759488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 12920 W 5TH ST, DULUTH, MN 55808-2255 |
| Document Number | 00T1027747 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 12920 W STH ST DULUTH MN 55808, DULUTH, MN 55808 |
| Document Number | 00T1027747 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | T1027747 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | CLOQUET, MN 55720 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 19, 2025 |
The 2026 property tax bill for 12920 W 5th St was $140 with a homeowner's exemption, up 2.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140.00 (+2.94%) Homeowner's exemption | ||
| 2025 | $136.00 Homeowner's exemption | $10,000 (+1.01%) Land $10,000 | $10,000 (+1.01%) Land $10,000 |
| 2024 | $136.00 | $9,900 Land $9,900 | $9,900 Land $9,900 |
| 2022 | $8,300 Land $8,300 | $8,300 Land $8,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12920 W 5th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 22 (1979–2012) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Jun 2012 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12920 W 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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