13020 Independence Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13020 Independence Rd, Clear Spring, MD 21722 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,666 sqft · built 1991
Lot Size	2.41 acres (104,980 sqft)
Owner	Individual Name on File
Last Sale	$243,250 (Feb 2020)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-015072`

Property Details

APN / Parcel Number

Primary APN	`23-015072`
Alternative APN	`015072`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,666 sqft Total Area
Basement Area	156 sqft
Finished Basement	156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	104,980 sqft (2.41 acres)
Garage Type	Basement
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015072
Street Address	13020 INDEPENDENCE RD
City	CLEAR SPRING
State	MD
Zip	21722-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 2.41AC 13020 INDEPENDENCE RD
Legal Subdivision	MCMULLAN-GRAVES FARM
Legal Block	3
Legal Lot Number	29
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1024
Census Tract	11700

Owner

Source: Washington County records · APN 23-015072

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13020 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 14, 2020	Deed, Transfer · Conventional Mortgage MIDDLETOWN VALLEY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Feb 15, 2011 · Amount on Record
Deed Book / Page	6181 / 259
Prior Transfer Date	Feb 07, 2011
Prior Transfer Doc	0040420434
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13020 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067960322
Date	Oct 18, 2021
Book Page	6796/322

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 14, 2020
Property Address	13020 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523
Document Number	0061810259
Book / Page	6181 / 0259
Map Reference	FO 2510
Instrument Date	Feb 13, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	13020 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523

Mortgage

Document Number	0006181267
Date	Feb 14, 2020
Instrument	6181/267

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,200 (+7.92%) Land $79,100 Building $230,100	$309,200 (-) Land $79,100 Building $230,100
2025	$3,026.00 (+8.42%)	$286,500 (+18.83%)	$309,200 (+28.25%) Land $79,100 Building $230,100
2024	$2,791.00 (+11.33%)
2023	$2,507.00	$241,100 Land $69,100 Building $172,000	$241,100 Land $69,100 Building $172,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430117001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Cable	1,300 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Independence Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures