Carlton County property record for 1302 Summit Ave, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.192 acres (8,398 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Apr 2024) |
| Tax Bill | $2,298 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-085-0300 |
| Primary APN | 06-085-0300 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,398 sqft (0.192 acres) |
|---|
| Account Number | 1748 |
|---|---|
| Street Address | 1302 SUMMIT AVE |
| City | CLOQUET |
| State | MN |
| Zip | 55720-1378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOCKET 216247 CITY OF CLOQUET CO AUD SUBD NO 25 |
| Legal Subdivision | CO AUD SUBD NO 25 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70401 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1302 SUMMIT AVE, CLOQUET, MN 55720-1378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2024 | Warranty Deed, Transfer NATIONAL BANK OF COMMERCE |
| Apr 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Oct 20, 2022 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Feb 6, 2019 | Personal Representative Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2024 · Amount on Record |
| Deed Sale | Apr 1, 2024 · Amount on Record |
| Prior Sale | Oct 6, 2022 · Amount on Record |
| Deed Document Number | 20241631542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Apr 4, 2024 |
| Property Address | 1302 SUMMIT AVE, CLOQUET, MN 55720-1378 |
| Document Number | A000516126 |
| Instrument Date | Apr 1, 2024 |
| Instrument | A000516126 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1302 SUMMIT AVE, CLOQUET, MN 55720-1378 |
| Document Number | A000516127 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | A000516127 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 1302 SUMMIT AVE, CLOQUET, MN 55720-1378 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000491117 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | A000491117 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Oct 20, 2022 |
| Property Address | 1302 SUMMIT AVE, CLOQUET, MN 55720-1378 |
| Document Number | A000509026 |
| Instrument Date | Oct 6, 2022 |
| Instrument | A000509026 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1302 SUMMIT AVE, CLOQUET, MN 55720-1378 |
| Document Number | A000509027 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | A000509027 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Feb 6, 2019 |
| Property Address | 1302 SUMMIT AVE, CLOQUET, MN 55720-1378 |
| Document Number | A000484624 |
| Instrument Date | Jan 25, 2019 |
| Instrument | A000484624 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1302 SUMMIT AVE, CLOQUET, MN 55720-1378 |
| Document Number | A000484625 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | A000484625 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,298.00 (+5.51%) Homeowner's exemption | ||
| 2025 | $162,300 (+4.44%) Land $20,900 Building $141,400 | $162,300 (+4.44%) Land $20,900 Building $141,400 | |
| 2024 | $2,178.00 Homeowner's exemption | $155,400 (+4.02%) Land $20,900 Building $134,500 | $155,400 (+4.02%) Land $20,900 Building $134,500 |
| 2023 | $2,178.00 Homeowner's exemption | $149,400 (-) Land $20,900 Building $128,500 | $149,400 (-) Land $20,900 Building $128,500 |
| 2022 | $149,400 Land $20,900 Building $128,500 | $149,400 Land $20,900 Building $128,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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