Carlton County property record for 1220 Summit Ave, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.192 acres (8,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Oct 2025) |
| Tax Bill | $4,468 (2026) |
| Deeds & Mortgages | Oct 2025 Sale Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-085-0320 |
| Primary APN | 06-085-0320 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,398 sqft (0.192 acres) |
|---|
| Account Number | 1749 |
|---|---|
| Street Address | 1220 SUMMIT AVE |
| City | CLOQUET |
| State | MN |
| Zip | 55720-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF CLOQUET CO AUD SUBD NO 25 |
| Legal Subdivision | CO AUD SUBD NO 25 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70401 |
1220 Summit Ave is owned and occupied by two individuals who bought it in October 2025.
Source: Carlton County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1220 SUMMIT AVE, CLOQUET, MN 55720-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM |
| Mar 1, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage STATE FARM BANK FSB |
| Jul 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF MOOSE LAKE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on File |
| Deed Sale | Oct 15, 2025 · Amount on File |
| Prior Sale | Mar 1, 2019 · Amount on File |
| Deed Document Number | 2025523743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Oct 15, 2025 |
| Property Address | 1220 SUMMIT AVE, CLOQUET, MN 55720-1348 |
| Document Number | A000523743 |
| Instrument Date | Oct 10, 2025 |
| Instrument | A000523743 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1220 SUMMIT AVE, CLOQUET, MN 55720-1348 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Mar 1, 2019 |
| Property Address | 1220 SUMMIT AVE, CLOQUET, MN 55720-1348 |
| Document Number | A000484884 |
| Instrument Date | Mar 1, 2019 |
| Instrument | A000484884 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | NORTH SHORE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1220 SUMMIT AVE, CLOQUET, MN 55720-1348 |
| Investor | Possibly a Property Investor |
| Document Number | A000484885 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | A000484885 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jul 31, 2017 |
| Property Address | 1220 SUMMIT AVE, CLOQUET, MN 55720-1348 |
| Document Number | A000475327 |
| Instrument Date | Jul 26, 2017 |
| Instrument | A000475327 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1220 SUMMIT AVE, CLOQUET, MN 55720-1348 |
| Document Number | A000475328 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | A000475328 |
| Name | THE FIRST NATIONAL BANK OF MOOSE LAKE |
|---|---|
| Type | Bank |
| Address | MOOSE LAKE, MN 55767 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2037 |
The 2026 property tax bill for 1220 Summit Ave was $4,468 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,468.00 Homeowner's exemption | ||
| 2025 | $280,800 (+4.27%) Land $20,900 Building $259,900 | $280,800 (+4.27%) Land $20,900 Building $259,900 | |
| 2024 | $4,166.00 Homeowner's exemption | $269,300 (+3.82%) Land $20,900 Building $248,400 | $269,300 (+3.82%) Land $20,900 Building $248,400 |
| 2023 | $4,166.00 Homeowner's exemption | $259,400 (-) Land $20,900 Building $238,500 | $259,400 (-) Land $20,900 Building $238,500 |
| 2022 | $259,400 Land $20,900 Building $238,500 | $259,400 Land $20,900 Building $238,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1220 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1220 Summit Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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