1302 Sargent Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1302 Sargent Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 979 sqft · built 1921
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Aug 2020)
Tax Bill	$5,744 (2023)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Mar 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-43-0191`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-43-0191`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	979 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Asbestos
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1302 SARGENT AVE
City	SAINT PAUL
State	MN
Zip	55105-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	HABITATION PLAT NO. 2 LOT 6
Legal Range	23
Legal Township	28
Legal Section	03
Legal Quarter	4
Quarter-Quarter Section	3
Legal Subdivision	HABITATION PLAT NO 2
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4012
Census Tract	35300

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1302 SARGENT AVE, SAINT PAUL, MN 55105-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Warranty Deed, Transfer · Conventional with PMI SPIRE CU
Mar 18, 2020	Warranty Deed, Construction Loan · Construction Mortgage BETTY POTTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	A04825832
Record Updated	Jun 7, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 6, 2020
Property Address	1302 SARGENT AVE, SAINT PAUL, MN 55105-2721
Document Number	0004825832
Instrument Date	Jun 24, 2020
Instrument	4825832
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,173.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 SARGENT AVE ST PAUL MN 551052721, ST PAUL, MN 55105-2721

Mortgage

Document Number	4825833
Date	Aug 6, 2020
Instrument	4825833

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 18, 2020
Property Address	1302 SARGENT AVE, SAINT PAUL, MN 55105-2721
Document Number	0004802792
Instrument Date	Mar 13, 2020
Instrument	4802792
Transaction Type	Construction Loan
Record Updated	Apr 10, 2020
Title Company	TITLE NEXUS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 26652 ST LOUIS PARK MN 554260652, ST LOUIS PARK, MN 55426-0652

Mortgage

Document Number	4802793
Date	Mar 18, 2020
Instrument	4802793

Lender

Name	BETTY POTTER
Address	707 GREENBRIAR AVE, FRIENDSWOOD, TX 77546-5307

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 17, 2021

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,744.00 Homeowner's exemption	$364,200 Land $96,100 Building $268,100	$364,200 Land $96,100 Building $268,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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