1298 Sargent Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1298 Sargent Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,740 sqft · built 1921
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Nov 2022)
Tax Bill	$8,138 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-43-0190`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-43-0190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	664 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1953
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1298 SARGENT AVE
City	SAINT PAUL
State	MN
Zip	55105-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	HABITATION PLAT NO. 2 LOT 5
Legal Range	23
Legal Township	28
Legal Section	03
Legal Quarter	4
Quarter-Quarter Section	3
Legal Subdivision	HABITATION PLAT NO 2
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4012
Census Tract	35300

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1298 SARGENT AVE, SAINT PAUL, MN 55105-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Aug 22, 2019	Grant Deed, Transfer · Conventional Mortgage ASSOCIATED BK
Apr 12, 2018	Warranty Deed, Transfer FSA TITLE SERVICES LLC
Apr 10, 2017	Warranty Deed, Construction Loan · Construction Mortgage BRIDGEWATER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	A04971822
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 21, 2022
Property Address	1298 SARGENT AVE, SAINT PAUL, MN 55105-2721
Document Number	0A04971822
Instrument Date	Nov 17, 2022
Instrument	A04971822
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1298 SARGENT AVE, SAINT PAUL, MN 55105-2721

Mortgage

Document Number	0A04971823
Date	Nov 21, 2022
Instrument	A04971823

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1298 SARGENT AVE, SAINT PAUL, MN 55105-2721
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04905782
Date	Sep 3, 2021
Instrument	A04905782

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 22, 2019
Property Address	1298 SARGENT AVE, SAINT PAUL, MN 55105-2721
Document Number	0004770322
Instrument Date	Aug 15, 2019
Instrument	4770322
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1298 SARGENT AVE ST PAUL MN 551052721, ST PAUL, MN 55105-2721

Mortgage

Document Number	4770323
Date	Aug 22, 2019
Instrument	4770323

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 12, 2018
Property Address	1298 SARGENT AVE, SAINT PAUL, MN 55105-2721
Document Number	0004705644
Instrument Date	Apr 9, 2018
Instrument	4705644
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	FSA TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1298 SARGENT AVE ST PAUL MN 551052721, ST PAUL, MN 55105-2721

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 10, 2017
Property Address	1298 SARGENT AVE, SAINT PAUL, MN 55105-2721
Document Number	0004653946
Instrument Date	Apr 4, 2017
Instrument	4653946
Transaction Type	Construction Loan
Record Updated	May 10, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$846.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2514 GOLF RD #3 EAU CLAIRE WI 547016031, 3, EAU CLAIRE, WI 54701-6031

Mortgage

Document Number	4653947
Date	Apr 10, 2017
Instrument	4653947

Lender

Name	BRIDGEWATER BK
Type	Bank
Address	BLOOMINGTON, MN 55431

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 9, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,138.00	$518,300 Land $96,100 Building $422,200	$518,300 Land $96,100 Building $422,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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