1302 Main St, Ouray, CO 81427 Property Records

Ouray County property record for 1302 Main St, Ouray, CO 81427 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,530 sqft · built 2005
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jun 2019)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R005456`

Property Details

APN / Parcel Number

Primary APN	`R005456`
Alternative APN	`451530313001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,530 sqft Heated Area
Gross Area	1,529 sqft
1st Floor Area	618 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Roof Type	Gable
Roof Material	Other
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Basement
Garage Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R005456
Street Address	1302 MAIN ST
City	OURAY
State	CO
Zip	81427
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBD: RIVER WALK TOWNHOMES PLANNED COMMUNITY UNIT: 1 S: 30 T: 44 R: 7
Legal Range	07
Legal Township	44
Legal Section	30
Legal Subdivision	RIVER WALK TOWNHOMES PLANNED COMMUNITY
Legal Unit	1
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1044
Census Tract	967602

Owner

Source: Ouray County records · APN R005456

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	510 REDCLIFF CIR, 101, RIDGWAY, CO 81432-9220
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jun 06, 2019	Intrafamily Transfer, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	2019223141
Prior Transfer Date	Jun 03, 2019
Prior Transfer Doc	223035
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	1302 MAIN ST, OURAY, CO 81427
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	228494
Date	Apr 13, 2021
Instrument	228494

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Jun 25, 2019
Property Address	1302 MAIN ST, OURAY, CO 81427
Document Number	223141
Instrument Date	Jun 24, 2019
Instrument	223141
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 REDCLIFF CIR UNIT 101, 101, RIDGWAY, CO 81432-9220

Mortgage

Document Number	223142
Date	Jun 25, 2019
Instrument	223142

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OURAY CO
Recording Date	Jun 06, 2019
Property Address	1302 MAIN ST, OURAY, CO 81427
Document Number	223035
Map Reference	DOC 181939
Instrument Date	Jun 03, 2019
Instrument	223035
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1204, OURAY, CO 81427-1204

Tax Assessment & Valuation

Source: Ouray County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Municipality	Ouray City
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00 (-3.69%)	$26,720 (-10.12%) Land $5,190 Building $21,530	$427,400 (-3.7%) Land $83,000 Building $344,400
2024	$1,845.00 (+6.89%)	$29,730 (-9.19%) Land $3,870 Building $25,860	$443,830 (-8.27%) Land $57,830 Building $386,000
2023	$1,726.00	$32,740 Land $4,270 Building $28,470	$483,830 Land $63,050 Building $420,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ouray County (08091C), updated January 11, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080919676021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	17 units insured 6 under condo master policies

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 59% of Colorado
Wildfire Likelihood	About 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
VFN Holdings	Fiber	1,000 / 1,000
Clearnetworx	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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