Ouray County property record for 1280 Main St, Ouray, CO 81427
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2007 |
| Lot Size | 0.028 acres (1,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jun 2021) |
| Tax Bill | $2,450 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R005909 |
| Primary APN | R005909 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,560 sqft Heated Area |
| 1st Floor Area | 648 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Townhouse |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 1,219 sqft (0.028 acres) |
| Garage Type | Basement |
| Garage Area | 249 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R005909 |
|---|---|
| Street Address | 1280 MAIN ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 26 |
| Legal Description | SUBD: RIVER VIEW TOWNHOMES PLANNED COMMUNITY UNIT: 5 S: 30 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 30 |
| Legal Subdivision | RIVER VIEW TOWNHOMES PLANNED COMMUNITY |
| Legal Unit | 5 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 967602 |
1280 Main St, a townhouse, is owned by two individuals who bought it in June 2021.
Source: Ouray County records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11221 LOOKOUT RD, LONGMONT, CO 80504-8455 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Quit Claim Deed, Transfer LAND TITLE GUARANTEE |
| Jun 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on File |
| Deed Sale | Jun 21, 2021 · Amount on File |
| Prior Sale | Apr 22, 2008 · Amount on File |
| Deed Document Number | 2021229254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jul 20, 2026 |
| Property Address | 1280 MAIN ST, OURAY, CO 81427 |
| Document Number | 0000241772 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026241772 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11221 LOOKOUT RD, LONGMONT, CO 80504-8455 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jun 21, 2021 |
| Property Address | 1280 MAIN ST, OURAY, CO 81427 |
| Document Number | 229254 |
| Map Reference | DOC 192168 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 229254 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2905 PARGOUD BLVD, 2905, MONROE, LA 71201-2357 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11221 LOOKOUT RD, LONGMONT, CO 80504-8455 |
| Document Number | 229255 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 229255 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 1280 Main St was $2,450, up 11.2% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,450.00 (+11.21%) | $36,840 (+3.8%) Land $5,190 Building $31,650 | $589,320 (+11.26%) Land $83,000 Building $506,320 |
| 2024 | $2,203.00 (+6.89%) | $35,490 (-7.89%) Land $3,950 Building $31,540 | $529,670 (-7.02%) Land $58,890 Building $470,780 |
| 2023 | $2,061.00 | $38,530 Land $4,280 Building $34,250 | $569,670 Land $63,330 Building $506,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1280 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1280 Main St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 59% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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