1298 Laurel Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 1298 Laurel Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,623 sqft · built 2006
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on Record
Last Sale	$830,000 (Jul 2024)
Tax Bill	$6,097 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42812-000-1298`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42812-000-1298`
Alternative APN	`1053058`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,623 sqft Living Area
Gross Area	1,847 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	7.3 ft deep x 5.5 ft wide
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1053058
Street Address	1298 LAUREL WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-1878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1298 LAUREL GROVE PHSE 5 PB 17-52 OR 2723-595 OR 3195-3074 OR 3329-2196
Legal Range	21W
Legal Township	02S
Legal Section	26
Legal Subdivision	LAUREL GROVE PH V
Legal Phase	5
Legal Lot Number	1298
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	106FAIRMOUN FALLS WAY, LOUISVILLE, KY 40291
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Document Number	20240023376
Deed Book / Page	3329 / 2196
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 3, 2021
Property Address	1298 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878
Document Number	0031953074
Book / Page	3195 / 3074
Map Reference	MB 17 PG 52-52A
Instrument Date	Apr 23, 2021
Instrument	20210021524
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 HAMBRICK DR, 240, NICHOLASVILLE, KY 40356-6061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1298 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878

Mortgage

Document Number	31953076
Date	May 3, 2021
Instrument	3195/3076

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$661,026 (-1.95%) Land $103,516 Building $557,510	$661,026 (-1.95%) Land $103,516 Building $557,510
2024	$6,097.00 (-0.46%)
2023	$6,125.00 (+6.41%)	$674,144 (+8.54%) Land $103,516 Building $570,628	$674,144 (+8.54%) Land $103,516 Building $570,628
2022	$5,756.00	$621,122 Land $114,903 Building $506,219	$621,122 Land $114,903 Building $506,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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